Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
partial benefits
Photo by rSnapshotPhotos from Shutterstock

You Can Get Partial Benefits at 62 Years Old

If you’ve worked and paid Social Security taxes for at least 10 years and earned a minimum of 40 work credits, you can apply for partial benefits at the age of 62, according to SSA. Health status and retirement lifestyle are two key factors that can contribute to your decision when to claim your Social Security benefits.

As SSA states, if you apply for Social Security at age 62, instead of waiting until you reach full retirement age (FRA), you can expect to have your monthly benefits reduced by up to 30%. However, if you wait until full retirement age to start receiving your benefits, you will receive 100% of your eligible benefits.

“Full retirement age” is considered to be between 66 and 67, depending on your birth year. Check page 7 of the SSA official guide to see exactly what your full retirement age is.

Pages: 1 2 3 4 5 6 7 8

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • Is the Nipah Virus Coming to the USA? Here's What Officials Say
  • taxes Are Trump’s $2,000 Stimulus Payments Coming in 2026?
  • happy retirement, retirement investment 10 Most Affordable U.S. Places to Retire in 2026
  • social security numbers, downside When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)
  • Things Seniors Should Always Get from Costco 8 Kirkland Products That No Longer Feel Like a Costco Bargain
  • medicare Medicare Costs Are Rising in 2026 — Here's What to Expect
  • save money on healthcare Could You Qualify For the New $25,000 Health Care Tax Deduction Coming in 2026?
  • Medicare open enrollment Missed the Medicare Deadline? Your Options Aren't Over Yet
  • stimulus check Trump Promises $2,000 Tariff Checks: Could You Qualify?
  • social security changes 5 Social Security Changes Coming In 2026

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

A couple sits on a patio overlooking a sunny, scenic landscape, enjoying a meal.

The Expat Retiree: 5 Countries Where You Can Retire Better for Less

2. Portugal: European Charm and Coastal Breezes For those dreaming of a European retirement without…

Read More →
Over 50 Lifestyle Change

12 Easy Over 50 Lifestyle Changes to Make Your Retirement a Blast

Supercharge your golden years with these over 50 lifestyle changes! Though just a bunch of…

Read More →
neighborhood

6 Best Florida Neighborhoods to Retire This Year

Pensacola The “City of Five Flags,” as Pensacola is commonly known, is on the westernmost…

Read More →
rudest cities in America

Top 9 Rudest Cities in America for Seniors

2. Boston, Massachusetts People may believe that this city will always be hostile because of…

Read More →
Retirement expenses

10 Things You’ll Pay More For in Retirement

Healthcare You should know that people spend more on medical care after they retire. As…

Read More →
rental prices drop

Rental Prices Drop Like Crazy in These 10 US Cities!

Retired in USA presents: rental prices drop like crazy in these 10 US cities! The…

Read More →
happiest us states

5 Happiest US States for Retirees This Year

2. Utah One of the happiest US states and the second on our list is…

Read More →
retire

6 Affordable Places to Consider Retiring in California

Think of this: sunny beaches, warm sand, interesting people. Doesn’t it sound like the ideal…

Read More →
retirement

7 Super Easy Retirement Side Gigs Ideas

2. Babysitter or nanny Another option for those with experience with children is babysitting or…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Explore

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.