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8 Types of Americans Who Aren’t Eligible to Get Social Security

May 24, 2022 · Retirement Life
social security
Photo by fizkes from Shutterstock

3. Certain Divorced Spouses

If you’re divorced, you may not be eligible to get retirement benefits (most common for full-time homemakers or stay-at-home parents who didn’t work). However, divorced people may be qualified to ask for Social Security benefits under certain circumstances. They can obtain it based on the ex-spouse’s earnings.

To do that, they must be single and 62 or older. Also, their benefits based on their own work record must not exceed their ex’s benefits (otherwise, they can claim their own Social Security benefits).

Still, if the marriage lasted less than 10 years, then they are not entitled to claim any spousal benefits.

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40 comments on “8 Types of Americans Who Aren’t Eligible to Get Social Security”

  1. Christine Coates says:
    October 18, 2022 at 11:36 am

    Those people that were employed by the Federal Government do not receive social security benefits because they receive a Civil Service pension. They were entitled to receive SS benefits as a wife or widow until the Reagan Adm passed the law that stopped those benefits. So if you are a wife or. Widow that had the gumption to go out and work for the federal gov you are penalized unless your civil service pension is very low. Also at that time the social security money was separate from the general fund; putting social security money into the general fund was spent and now we are endanger of social security money being phased out by 2035.
    If I never worked a day in my life (especially as a dedicated federal employee) I would be entitled to widows social security benefits, but now I am not entitled to any social security benefits.

    Reply
  2. Barbara Scott says:
    October 24, 2022 at 3:28 pm

    I didn’t get my full Social Security because I retired from a town and got a county retirement. I had my full 40 quarters and they kept most of it. It’s not fair!!!!! I earned it and should have received it.

    Reply
  3. john Sharp says:
    December 4, 2022 at 12:03 am

    I worked as an Auditor for the state and then federal government before they were covered social security and because I left before retirement age, they only returned what I paid into the retirement.

    Reply
  4. Edward Reeh says:
    December 21, 2022 at 11:31 am

    If the illegal aliens are getting free everything from united states citizens then every American should receive benefits if people don’t stand up for there rights then America is screwed go vote and vote for someone who cares about the united states of America not themselves the people running the country now don’t care about the citizens of America look at what they are doing your money is going to people that are not American people and you’re letting them do it .let’s go Brandon!

    Reply
  5. Verlaine says:
    December 21, 2022 at 2:11 pm

    I do not have social security or medicare because I worked for the Postal Service and elected to become a CSRS employee. I received Medicare Part A and kept my postal health insurance.

    Reply
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