Full Retirement Age in 2026
The Social Security full retirement age (FRA) has gradually increased over time.
- Born in 1958: FRA is 66 years and 8 months
- Born in 1959: FRA is 66 years and 10 months
- Born in 1960 or later: FRA is 67
According to the Social Security Administration, individuals born between March 1, 1959, and December 31, 1959, will reach their full retirement age in 2026. Those born in 1960 or later will not reach full retirement age until age 67, beginning in 2027 and beyond.
Will the Retirement Age Increase Again?
Despite concerns about Social Security’s long-term solvency — with trust funds projected to be depleted by 2034 — SSA leadership has stated that raising the retirement age is not under consideration.
Commissioner Bisignano clarified earlier comments by emphasizing that the administration’s focus remains on reducing waste, fraud, and abuse rather than cutting benefits.
Can You Claim Benefits Before Full Retirement Age?
Yes. Workers may begin claiming Social Security as early as age 62, but doing so permanently reduces monthly benefits.
Conversely, delaying benefits beyond full retirement age increases payouts. Those who wait until age 70 receive the maximum monthly benefit available to them.
This article is way too lengthy for most of us to grasp meaning of. Why confuse us? Be more simple.
I am retired while they retired me and I should be on disability because I have cancer have a lot of things around me I only get 1400 a month you know I always getting a hold of money you know I need help too yes I am 72 years old and I have nothing
I hate to mention race into my comments but as a Black retirie, I haven’t seen a dime added to my Social Security check and the Social Security Administration is Taking so much out of my check every month for a repayment they say I owe. So what you are stating about extra money added to our Social Security retirement is only for white people who get retirement. I waited until I was 66 and file for my retirement and I thought I had done it the right way so I can get my supplemental pay out. I served in the military, I worked most of my life just to denied the rightful payment I deserved.