Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • Tax Cut state New $6,000 Senior Tax Deduction: How Much You Could Save in 2025–2028
  • Tax Refund New Court Ruling Could Mean IRS Refunds for Pandemic Tax Penalties (2020–2023)
  • A contemplative retiree sitting on a porch during sunrise, reflecting on his new life stage. Mental Health in Retirement: Why Depression Spikes After Leaving Work (and How to Fight It)
  • A happy senior couple enjoying the view from their new modern apartment balcony at sunset. How to Downsize Smartly: Selling the Family Home and What to Do With the Money
  • A healthy senior couple walking outdoors on a sunny day, representing vitality and retirement wellness. GLP-1 Weight Loss Drugs (Ozempic, Wegovy) for Seniors: Benefits and Risks
  • An active senior couple walking through a modern, sunlit retirement community clubhouse. Best Senior Living Communities in America: What to Look For in 2027
  • A senior couple looking at a tablet in a bright living room, symbolizing retirement planning clarity. The SECURE Act 2.0 Explained: How New Retirement Rules Affect Seniors
  • An active senior woman wearing a stylish smartwatch in a sunny garden. Best Wearable Health Devices for Seniors: Beyond the Apple Watch
  • A senior woman looking calmly at her smartphone in a bright, modern living room. How Seniors Can Protect Themselves From the Latest AI-Powered Scams
  • An older couple shares a tender moment on a sunny porch, representing cognitive health and family support. Dementia Early Warning Signs Doctors Say Seniors Shouldn't Ignore

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Amazing destinations job

8 Amazing Destinations to Travel With Your Grandkids in the US

Choosing a destination for a multigenerational trip can be tricky. You must find activities that…

Read More →
beach

Top 4 Beach Towns to Retire: Sun, Surf, Relaxation

Retirement is one of the biggest milestones we can have in this life, offering a…

Read More →
social security safe deposit box

10 Worst States to Live on Social Security Check Alone

The average Social Security retirement benefit payout is $1,613.77 per month. That’s not enough to…

Read More →
downsides Biden

7 Downsides of Social Security People Aren’t Talking About

Have you ever stopped to wonder what are the downsides of Social Security? A lot…

Read More →
Surprising Places With Great Senior Discounts

8 Surprising Places With Great Senior Discounts

Retirement planning can be intimidating, but with senior discounts, you can look forward to saving…

Read More →
best things

14 Best Things That Happen After Turning 65

Have you just turned 65? Woohoo! Congratulations! Because around this age, some of the best…

Read More →
retirement destinations

Retirement Destinations: 12 Wonderful Bucket-List Trips to Take This Year!

A smiling couple uses a globe and tablet to plan their dream retirement travels from…

Read More →
retirement check retire

Moving for Retirement: 9 Amazing Reasons Why You Should Do It

Why moving for retirement is the best thing ever?  If the simple thought of moving…

Read More →
tips, retirees

Happy Retirees: The 8 Places Where They Live

Do you want to be one of the happiest retirees? When we retire, we all…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.