So if you want to live in California, your money won’t last more than 13.83 years, with an annual cost of living of $72,320. Even considering the California average, there’s still a wide range of places you could live, from the expensive city of San Francisco to many other low-cost rural towns.

On the other side of the spectrum is Nevada, where the average annual cost of living isn’t more than $53,132. That will easily stretch your $1 million in retirement to 18.82 years, which is, fairly enough, 36% longer than if you lived in California.

These figures only show that the West Coast isn’t the best option to make their funds last as long as possible. It’s also worth mentioning that retiring with $1 million at 40, or 50 years old, won’t take you very far.