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Which States Tax Social Security Benefits in 2025?

January 7, 2025 · Personal Finance
social security benefits
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West Virginia

This is one of the states that is slowly but surely phasing out its state taxes on Social Security benefits, which makes it one of the states that will implement full exemption in the near future.

In 2024, West Virginia permits retirees to deduct 35% of their Social Security payments from their adjusted gross income (AGI). In 2025, this deduction will be increased to 65%, considerably lowering the taxable amount of Social Security income. By 2026, seniors will be allowed to deduct 100% of their Social Security income from their AGI, thus exempting them from state taxes.

This is a good approach that gradually lifts the financial burden retirees have to face. The goal is to eventually eliminate state taxes on Social Security benefits altogether, and as you can see, this will happen in the near future.

Want to learn more about Social Security? Try this book: Social Security For Dummies

You should also read: 8 Flexible Jobs for Seniors Looking to Stay Active

Pages: 1 2 3 4 5 6 7 8

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21 responses to “Which States Tax Social Security Benefits in 2025?”

  1. JoAnne says:
    January 16, 2025 at 8:13 pm

    All states should drop SS taxes as we paid those taxes including Federal taxes. SS should not be taxed period.

    Reply
    • Virginia Somoya says:
      February 7, 2025 at 10:23 am

      Agreed!! And President Trump was suggesting a changee to eliminate all Federal Taxes on SS douring his campaign. Would like to hear it again now that he’s in the Oval Office!

      Reply
    • Alene says:
      February 8, 2025 at 6:30 pm

      Totally agree!!!

      Reply
    • DOROTHY B. GRIFFIN says:
      February 9, 2025 at 6:01 pm

      YESM=, I AGREE WITH YOU JO ANNE SOCIAL SECURITY SHOULD NOT TAS OUR S/S NECAUSE WE PAID TAXES ALREADY.

      Reply
    • Carolyn Reed says:
      September 27, 2025 at 11:46 pm

      Yes, we paid taxes on that income while working so should not have to pay taxes again!!

      Reply
  2. Evelyn A. says:
    February 7, 2025 at 7:09 am

    I agree , SS benefits should not be taxed. We earned this when we were working . This is the main reason why we get taxed while working so that we have money to draw from when we retire and no longer able to work . That money comes from us who got taxed when we were working . If I’m not mistaken , I’ve heard in the news that Trump is recommending this . I got excited when I heard this .I really hope it will go thru.

    Reply
    • Frank P Magaraci says:
      March 25, 2025 at 4:08 pm

      My wife and I are both retired Military with 24 years each. I am 80 years old, still work and own my own very successful business. I still pay into social security. Unfortunately, I live in liberal Sanctuary State Colorado which is one of 5 states that will still tax social security even if 45 other states will not if approved. Correct me if I am wrong, but Social Security was originally designed for that purpose only. Under the Kennedy, administration the democrats started using it for their “slush” fund to tap anytime they could not get funding for pet projects and that is still the case today as it has been grossly abused to fund illegal migrants not to mention FEMA funds as well.

      Reply
  3. Jean-Claude Guilbaud says:
    February 8, 2025 at 7:15 pm

    Agree with Joanne

    Reply
  4. Lawrence says:
    February 8, 2025 at 9:38 pm

    no tax on social security

    Reply
  5. Madalena dos Reis Falico says:
    February 9, 2025 at 1:01 am

    I dont think We retires se should pay taxes on out social security mais is ridículo low i get less them 800 Who can leave with 800 dollars? Thats ridículos We work all out livrs lives too get that amouth . We the prices everything cost thats not even enough for food for a whole month . No i dont agredir in payng taxes on social security .

    Reply
  6. Ann says:
    February 9, 2025 at 5:29 pm

    Why do we have to pay taxes again?? We already paid taxes while we were working. . Why do we the middle class (poor people) have to be the “backbone” of this country?? Why can’t everyone do their share?? Why do
    the rich get richer and the rest have to struggle to keep America moving forward!! Where’s the justice in that??

    Reply
  7. Yvonne says:
    February 9, 2025 at 9:25 pm

    I feel its very wrong to be taxed an money that was alresdy been taxed while working, isnt that double taxation.?????

    Reply
  8. Tammi Johnson says:
    February 10, 2025 at 6:44 pm

    so correct you are. we pay when we earn and we pay when we spend and then the IRS every year and we are by no means rich. In todays economy, my 63 year old husband works 60 & 70 hour weeks delivering concrete with 2 hip replacements. just to make ends meet s.s. is not an income you can survive on. they say he makes to much so we have to pay, needless to say they tax him severely before he even gets paid. we have no savings left, being on disability at 50, I was told I would not survive, 16 years later, still disabled, paying taxes while the rich get richer. I am now retirement age, what a mess, Thank the Good Lord I started working at 15 in the 70’s. 65 and still paying them due only to my s.s check !!!

    Reply
  9. Benjamin wada says:
    February 11, 2025 at 1:21 pm

    SS, Should not be taxed. Retirees earned this amount n wouldn’t that be double taxing. The U.S.Government should step in an make it a law that all States n U.S. Territories stop taxing SS.

    Reply
  10. MICHAEL RICHARD FRIDY says:
    February 13, 2025 at 2:59 pm

    Any state that taxes social security the people must vote all of the legislatures from the governor down all out of office. Social security was and has been abused for a long time by beaurocrats

    Reply
    • Mel says:
      March 21, 2025 at 4:03 am

      I totally agree with you. Pushing 80 after working since I was 11 and still paying social security tax. Retired at 77. Sad country and if I weren’t a citizen would be treated much better. We have the worst governor and mayor in Colorado!

      Reply
  11. nan says:
    February 27, 2025 at 11:54 pm

    As a disabled/retired teacher I knew SS would be low enough! But MY government wants to “double dip” me? Not ethical. Not affordable!! Total slap in the face……barely breathin’ here!!

    Reply
  12. JOHN J DUMAS says:
    March 22, 2025 at 4:30 am

    It is a waste of government resources to tax anyone under the median income. It only invites more government programs to return the money in the form of services at a premium.

    Reply
  13. Wayne Ragin says:
    April 3, 2025 at 12:33 pm

    No taxes on Social Security while paying into while working . That’s double taxing a retirees

    Reply
  14. Emily Coryell says:
    August 10, 2025 at 12:45 pm

    SS should not be taxed, I’m retiring in 1 year
    and 9 months. We all have paid taxes all of I working lives and it’s our turn to get something back.

    Reply
  15. Roger Coney says:
    August 12, 2025 at 3:34 pm

    I agree, Social Security should not be taxed; however, because it’s “social” security, each individual should only get back in benefits what they put in minus the “social” cost for those who are disabled and unable to continue working and contributing during their working years. Also the tax cap on earnings should be increased considerably. To say 1-2 Million in income. The tax for everyone could then be reduced, especially for those who don’t earn more than say, 30 to 50k. I.e., Make the tax progressive like other income based taxes.

    Reply

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