Your Action Plan for Savings

You now have the map and the tools. Reading this guide is the first step, but taking action is what saves you money. Here is your plan to get started.

This Week’s Mission:

1. Get Organized: Find your AARP card (or consider joining if you’re over 50). Put any other loyalty cards you use often in an accessible place in your wallet or purse.
2. Pick One Store: Choose one place you shop at regularly—a grocery store, a pharmacy, or a coffee shop. The next time you go, ask them directly: “Do you have a senior discount program, and if so, how does it work?”
3. Review One Bill: Pick one monthly bill, like your cell phone or cable. Call the provider and ask a simple question: “I’m a longtime customer on a fixed income. Are there any senior plans or promotions available that could help me lower my bill?” You’ll be surprised how often this works.

Saving money in retirement is about building smart, consistent habits. By using the strategies in this guide—asking for discounts, understanding unit prices, stacking deals, and timing your purchases—you take control of your spending and make your dollars go further. Happy saving!

Disclaimer: The information provided in this article is for educational purposes only. All discounts, prices, and policies mentioned are subject to change without notice and may vary by location. Please verify all offers directly with the business before making a purchase. This article is not intended to be a substitute for personalized financial advice from a qualified professional.