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Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
partial benefits
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You Can Get Partial Benefits at 62 Years Old

If you’ve worked and paid Social Security taxes for at least 10 years and earned a minimum of 40 work credits, you can apply for partial benefits at the age of 62, according to SSA. Health status and retirement lifestyle are two key factors that can contribute to your decision when to claim your Social Security benefits.

As SSA states, if you apply for Social Security at age 62, instead of waiting until you reach full retirement age (FRA), you can expect to have your monthly benefits reduced by up to 30%. However, if you wait until full retirement age to start receiving your benefits, you will receive 100% of your eligible benefits.

“Full retirement age” is considered to be between 66 and 67, depending on your birth year. Check page 7 of the SSA official guide to see exactly what your full retirement age is.

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24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
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