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Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
social security
Photo by Shumytskaya Olga from Shutterstock

If You’re Divorced, You May Still Receive Your Ex’s Benefits

Does a divorced person lose all the financial benefits that come with marriage? That’s not always the case. At least when it comes to Social Security. If you were married for at least 10 years, you may be eligible for Social Security based on your ex’s work record. This applies if you’re unmarried and not eligible for a higher benefit on your own earnings record when you become entitled to Social Security.

Another thing to take into account is that some women sign divorce decrees giving up their rights to Social Security on their ex’s record. Well, these kinds of clauses in divorce decrees are rarely applied.

Basically, the same payment conditions apply to divorced wives and widows as to current wives and widows. Most divorced women receive their Social Security benefits while their ex is alive, but they can request a higher widow’s rate when the ex dies.

Are you planning to work past your retirement age? Here you’ll find 8 incredible advantages of working after retirement.

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24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
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