7. Alcohol & Tobacco
It has been shown that most retired Americans are less stressed and this fact can be observed in their lifestyle: they tend to drink and smoke less, and some of them are even more inclined to exercise. After several years of retirement, researchers indicated how adults are less likely to have serious illnesses and to feel lonely, which reduces the urge to drink and smoke. This means fewer retirement expenses.
According to Centers for Disease Control and Prevention data, only 9% of seniors smoke, compared with nearly 15.5% of all adults.
A working family spends $381 per year on average on tobacco, while a retired family spends almost half that — $198 per year. When it comes to alcohol consumption, it decreases as well in retirement. The average working household spends $519 per year on alcoholic beverages, compared with $370 per year spent by the average retired household.
With the foo\ssil Biden in the white house you would be a fool to drink the koolaid and believe that any left coast city is a good place to retire. The only sane place to retire is florida under the competent leadership of ron desantis
none of these were new or useful as i have learned to live with retirement and how to save on most every thing.