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Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
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Widows May Be Due Their Husband’s Social Security Benefits

At 60 years old, a widow is eligible to receive 70% of what her husband received before his death. Once a widow reaches full retirement age, this number rises to 100%. You can also receive a $255 lump sum payment if you were living with your spouse when they died.

That is, SSA must pay your own retirement benefit first, then add it with whatever additional benefits you are due as a widow. Keep in mind that, if your husband takes his benefits early, say at age 62 instead of waiting until his full retirement age, your widow’s benefit can be reduced by up to 30% for the remainder of your life.

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24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
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