1. Workers Who Don’t Have Enough Work Credits
You can’t get Social Security if you never worked. That’s a fact. According to the SSA, to qualify for these retirement benefits you need to have at least 40 work credits, the equivalent of a total of 10 years of work. More exactly, if you receive in 2022 one credit for each $1,510 in income, then you can earn the highest of 4 credits per year.
For those who earn the federal minimum wage of $7.25 an hour, they will need 208.28 hours of work to get one credit toward Social Security. If this is your case, you can obtain the maximum credits per year by working 17 hours per week for 50 weeks at this income and still giving yourself a two-week off. This means that even part-time workers can collect credits without too much trouble.
It’s worth mentioning that earned credits never expire. Let’s say John has left the labor force with close to 40 credits and now he wants to get rehired. Anyone in this situation, John included, can go back to work to earn those additional credits they need to qualify.
Curious to find out how many credits you have? You can open a Social Security account on their website and download your statement.
I too worked in the getting social security withheld before and after my tenure with the Federal Government. I have received NONE of my withheld SS funds. But I get my annual reports of how much of my money the government is holding! I worked for it and earned it but my money isn’t even accruing interest. Please return
MY EARNED MONEY to me. I could eradicate a signnificant ant portion of my debt and a tually live on my ension.
Everyone who has been screwed should ,at let, understand that he system was build to get your money and not to give you money back, The powers that are in charge have had 100s of year to perfect the system and until the whole system is dismantled and competent aggressive move made to do that which works for ALL is put silently in place, There will be to other way except the one that is and has been for many decades. There are wats to do that which is needed but can only be done in silence and innovative ways. Let’s put creative thinking in place and start with the youthful minds, who are clear thinker, to regulate CHANGE!!!!
ALL has the POWER and that’s where change starts.
You say illegals are receiving benefits that’s not true. Only Green card holders are eligible for Social Security benefits and that is a fact. As a Medicare Broker and Social Security intake specialist the federal government doesn’t give illegal immigration any federal benefits, not SNAP benefits, drivers license or voter’s regulations access. Please stop spreading conspiracy theories. Read the statues first before spewing misinformation.
I am a nurse living in az. I am working for a state facility. Does this mean even though I put in my 40 quarters before I started working for the state I won’t receive my SSI
Charles Bunner
I served and retired from the Military 1954-1974 and became a Postal Employee and when
Reagan became President a law was ENACTED known as the Windfall Elimination Program
and when I became eligible to receive SOCIAL SECURITY in 2000, I did not receive my full
earned benefits until CY2024 after Congress corrected the problem ONLY for CY2024.
WHAT HAPPENED to those earned benefits between CY2000 and CY2024, since I became age ninety on 02/26/2025?