You Can Get Partial Benefits at 62 Years Old
If you’ve worked and paid Social Security taxes for at least 10 years and earned a minimum of 40 work credits, you can apply for partial benefits at the age of 62, according to SSA. Health status and retirement lifestyle are two key factors that can contribute to your decision when to claim your Social Security benefits.
As SSA states, if you apply for Social Security at age 62, instead of waiting until you reach full retirement age (FRA), you can expect to have your monthly benefits reduced by up to 30%. However, if you wait until full retirement age to start receiving your benefits, you will receive 100% of your eligible benefits.
“Full retirement age” is considered to be between 66 and 67, depending on your birth year. Check page 7 of the SSA official guide to see exactly what your full retirement age is.
Hi, I lost my husband January 2019 I was 58 and I started receiving my spouses benefits in 2021. I get paid for 2 days 8.5 hours between both days. I am 63 now. When I decide to retire will I get my benefits and my spouses benefits too? What happens to my late spouses benefits?
I have just retired but is in the process of getting my benefits from where I work my husband is still alive but has strict MS he can’t really do anything for himself and that’s the reason why I retired to stay home and take care of him he is 66 and I am 62 this October 17 I need to know if I am qualified fo social Security just wanted to find out of curiosity
My mother worked her whole life as did my dad. She had to leave her job to care for my dad when they were around 56. My dad died at 58. My mother was unable to get any of my dad’s social security. My mom worked for the state so she didn’t pay into it. She wasn’t old enough to retire so when my dad died she was left with nothing. This was in the 80s. She was told it was a new law. She was left with nothing. Both her and my dad were active duty in the Korean war. VA was useless.
I am 80 years old drawing survivors benefits I draw 2713 a month will I be able to get the extra money on my social security check they are talking about in July.
I tired going online to register for social security,I couldn’t get anywhere with it!, asked if they could mail the information to me I haven’t received anything