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When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)

December 22, 2025 · Personal Finance
social security changes
Image by Drozd Irina from Shutterstock

SSI Payment Schedule for 2026

Although January’s SSI payment arrives in late December 2025, payments resume on a regular schedule throughout 2026, with adjustments for weekends and holidays.

Here is the full SSI payment calendar for 2026:

  • Friday, January 30, 2026 – February 2026 payment
  • Friday, February 27, 2026 – March 2026 payment
  • Wednesday, April 1, 2026 – April 2026 payment
  • Friday, May 1, 2026 – May 2026 payment
  • Monday, June 1, 2026 – June 2026 payment
  • Wednesday, July 1, 2026 – July 2026 payment
  • Friday, July 31, 2026 – August 2026 payment
  • Tuesday, September 1, 2026 – September 2026 payment
  • Thursday, October 1, 2026 – October 2026 payment
  • Friday, October 30, 2026 – November 2026 payment
  • Tuesday, December 1, 2026 – December 2026 payment

Social Security Cost-of-Living Adjustment (COLA) for 2026

The SSA announced on October 24 that Social Security benefits and SSI payments will increase by 2.8% in 2026. The announcement was delayed due to a brief government shutdown.

This COLA increase means the average retiree will see a boost of approximately $56 per month, beginning in January 2026.

While the 2026 adjustment is lower than the 10-year average COLA of 3.1%, it is higher than the 2.5% increase applied in 2025.

SSA Commissioner Frank J. Bisignano emphasized the importance of these adjustments, stating that annual COLAs help ensure Social Security benefits continue to reflect current economic conditions and provide financial stability for beneficiaries.

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