Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
social security
Photo by Rido from Shutterstock

If You’re Eligible for 2 Benefits, You’re Generally Paid the Higher Rate

As a spouse, you may be qualified to receive one-third to one-half of your husband’s social security benefit. This can be really helpful for women with low earnings records.

However, if you are qualified for benefits on both your own earnings record and your husband’s earnings record, you will only get the benefit with the highest rate. Most working women who reach retirement receive their own Social Security benefit amount as it’s more than one-third to one-half of their husband’s pension.

To sum up, you can’t receive both your Social Security benefits and your spousal Social Security benefits, but you can choose the one with the highest amount.

Pages: 1 2 3 4 5 6 7 8

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Recent Posts

  • medicare
    Medicare Costs Are Rising in 2026 — Here’s What to Expect
  • save money on healthcare
    Could You Qualify For the New $25,000 Health Care Tax Deduction Coming in 2026?
  • Medicare open enrollment
    Missed the Medicare Deadline? Your Options Aren’t Over Yet
  • stimulus check
    Trump Promises $2,000 Tariff Checks: Could You Qualify?
  • social security changes
    5 Social Security Changes Coming In 2026
  • SNAP
    7 Hidden Benefits of SNAP You’re Missing Out On

Related Articles

retirement investment

Retirement Investments: 5 BEST Things You Can Do With Your Money Now

Do not fall behind! Make these retirement investments while you still can! A lot of…

Read More →
savings

10 Social Security Secrets You Should Know NOW

$1,563 In November 2021, the average retirement benefit was $1,563. However, the SSA does cost-of-living…

Read More →
Worst Cities to Retire

12 Worst U.S. Cities to Retire This Year (and Why)

8. Wichita, Kansas The home prices in Wichita are around $200,000, and the cost of…

Read More →
A smiling older woman sits at a table with children, assisting them with schoolwork in a brightly lit library setting.

Volunteering in Retirement: 10 Opportunities to Make a Difference

A Quick Scenario: Barbara Finds Her Purpose Let’s look at how this process can work…

Read More →
clothing stores

Best Clothing Stores for Those Over 40

Are you shopping at these clothing stores? Shopping after 40 should be a pleasant experience,…

Read More →
best retirement communities

Which Are the Best Retirement Communities in America?

Is retirement knocking at the door? These are the best retirement communities in America!  According…

Read More →
Retirement Town check

7 LEAST Expensive Retirement Towns in America

Torrance, California Average home list price: $796,800 Percentage of residents aged 60 and up: 16.8%…

Read More →
texas

5 Amazing Texas Cities You’ll Want to Call Home

Read this if you think Texas is for you! Since 2024, Texas has been one…

Read More →
cities

10 US Cities Where $2k a Month Is More Than Enough

#7 Columbus, Ohio The city of Columbus, Ohio is one of the most livable cities…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Explore

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2025 Retired in USA. All rights reserved.