Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
partial benefits
Photo by rSnapshotPhotos from Shutterstock

You Can Get Partial Benefits at 62 Years Old

If you’ve worked and paid Social Security taxes for at least 10 years and earned a minimum of 40 work credits, you can apply for partial benefits at the age of 62, according to SSA. Health status and retirement lifestyle are two key factors that can contribute to your decision when to claim your Social Security benefits.

As SSA states, if you apply for Social Security at age 62, instead of waiting until you reach full retirement age (FRA), you can expect to have your monthly benefits reduced by up to 30%. However, if you wait until full retirement age to start receiving your benefits, you will receive 100% of your eligible benefits.

“Full retirement age” is considered to be between 66 and 67, depending on your birth year. Check page 7 of the SSA official guide to see exactly what your full retirement age is.

Pages: 1 2 3 4 5 6 7 8

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Recent Posts

  • happy retirement, retirement investment
    10 Most Affordable U.S. Places to Retire in 2026
  • social security numbers, downside
    When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)
  • Things Seniors Should Always Get from Costco
    8 Kirkland Products That No Longer Feel Like a Costco Bargain
  • medicare
    Medicare Costs Are Rising in 2026 — Here’s What to Expect
  • save money on healthcare
    Could You Qualify For the New $25,000 Health Care Tax Deduction Coming in 2026?
  • Medicare open enrollment
    Missed the Medicare Deadline? Your Options Aren’t Over Yet

Related Articles

audit

14 Risky States Where You Might Face an IRS Tax Audit

For example, in 2014, the IRS decided to audit over 16% of income tax returns…

Read More →
Trump and Biden

Top 8 Key Differences in Trump and Biden’s Views on Social Security, Medicare

Trump and Biden: Main differences regarding Medicare and Social Security With the election year in…

Read More →
Best Retirement-Destinations In The Midwest

12 Best Retirement Destinations in the Midwest to Live Out Your Golden Years

Ohio Why is this state on our list of the best retirement destinations in the…

Read More →
mountain towns

The 4 Best Mountain Towns to Retire In

These are the best mountain towns for retirees! You may be the type who is…

Read More →
check million

12 States That Are Sending Out Stimulus Checks

Idaho Idaho was quick to approve 2022 Special Session rebates that will be fully paid…

Read More →
Retirement Planning Pitfalls

26 Retirement Obstacles that Look Scary and How to Overcome Them

Are You Afraid Your Retirement Will Be Ruined by These 26 Things? If you ever…

Read More →
rudest cities in America

Top 9 Rudest Cities in America for Seniors

2. Boston, Massachusetts People may believe that this city will always be hostile because of…

Read More →
waterfront places

9 Low-Cost Waterfront Places For a Happy Retirement

2. Tampa, Florida Tampa has always attracted retirees due to its affordable property rates. The…

Read More →
social security numbers

6 Social Security Changes Coming Next Year

#2 Full Retirement Age Reaches 67 For those born in 1960 or later, the Full…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Explore

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.