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8 Types of Americans Who Aren’t Eligible to Get Social Security

May 24, 2022 · Retirement Life
social security
Photo by fizkes from Shutterstock

3. Certain Divorced Spouses

If you’re divorced, you may not be eligible to get retirement benefits (most common for full-time homemakers or stay-at-home parents who didn’t work). However, divorced people may be qualified to ask for Social Security benefits under certain circumstances. They can obtain it based on the ex-spouse’s earnings.

To do that, they must be single and 62 or older. Also, their benefits based on their own work record must not exceed their ex’s benefits (otherwise, they can claim their own Social Security benefits).

Still, if the marriage lasted less than 10 years, then they are not entitled to claim any spousal benefits.

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40 comments on “8 Types of Americans Who Aren’t Eligible to Get Social Security”

  1. Gale David says:
    April 27, 2025 at 7:40 pm

    I too worked in the getting social security withheld before and after my tenure with the Federal Government. I have received NONE of my withheld SS funds. But I get my annual reports of how much of my money the government is holding! I worked for it and earned it but my money isn’t even accruing interest. Please return
    MY EARNED MONEY to me. I could eradicate a signnificant ant portion of my debt and a tually live on my ension.

    Reply
  2. {owner Of Change says:
    April 27, 2025 at 3:24 pm

    Everyone who has been screwed should ,at let, understand that he system was build to get your money and not to give you money back, The powers that are in charge have had 100s of year to perfect the system and until the whole system is dismantled and competent aggressive move made to do that which works for ALL is put silently in place, There will be to other way except the one that is and has been for many decades. There are wats to do that which is needed but can only be done in silence and innovative ways. Let’s put creative thinking in place and start with the youthful minds, who are clear thinker, to regulate CHANGE!!!!

    ALL has the POWER and that’s where change starts.

    Reply
  3. SAAFE says:
    April 27, 2025 at 11:53 am

    You say illegals are receiving benefits that’s not true. Only Green card holders are eligible for Social Security benefits and that is a fact. As a Medicare Broker and Social Security intake specialist the federal government doesn’t give illegal immigration any federal benefits, not SNAP benefits, drivers license or voter’s regulations access. Please stop spreading conspiracy theories. Read the statues first before spewing misinformation.

    Reply
  4. Cynthia E Miller says:
    April 27, 2025 at 7:01 am

    I am a nurse living in az. I am working for a state facility. Does this mean even though I put in my 40 quarters before I started working for the state I won’t receive my SSI

    Reply
  5. Charles M Bunner says:
    April 9, 2025 at 12:11 pm

    Charles Bunner
    I served and retired from the Military 1954-1974 and became a Postal Employee and when
    Reagan became President a law was ENACTED known as the Windfall Elimination Program
    and when I became eligible to receive SOCIAL SECURITY in 2000, I did not receive my full
    earned benefits until CY2024 after Congress corrected the problem ONLY for CY2024.

    WHAT HAPPENED to those earned benefits between CY2000 and CY2024, since I became age ninety on 02/26/2025?

    Reply
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