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5 Social Security Changes Coming In 2026

November 9, 2025 · Personal Finance
social security changes
Image by MargJohnsonVA from Shutterstock

Will these Social Security changes impact you in 2026?

As you already know, this pattern never goes away, and the new year comes with changes in Social Security! January is the month that brings a couple of fresh rules regarding Social Security, and they include check amounts, taxes, credits, and, last but not least, new retirement age rules.

Understanding these updates is essential for strong retirement planning and exploring options like the best annuities for retirees.

Why do you need to be aware of all of these changes? Because this gives you a huge advantage and might help you save more money in the long run. For example, this is your chance to see if the new adjustments make you eligible for various benefits. If you can make some profit out of this, why wouldn’t you do it, right?

Many seniors also review Medicare Supplement Insurance plans during these changes to reduce health-care costs in retirement.

What is essential to know is that these changes are happening regardless of political results. But you still need to keep an eye on what changes might happen in 2026.

Read on and discover what the new year brings for your Social Security!

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175 comments on “5 Social Security Changes Coming In 2026”

  1. wilma sweeney says:
    January 16, 2025 at 12:34 am

    I am a retired teacher. How will I know if I get the SSA benefits ? I earned my 40 before I went in to teaching.

    Reply
  2. Carla says:
    January 16, 2025 at 10:26 pm

    Why is there numerous sites that want us to listen to a video that goes on and on forever and says literally the same thing. Just give us the gimmick and we will buy or not. I am forever turned off by the many of such advertisements. I am sure that I have missed something helpful because of all these kinds of advertisements.

    Reply
  3. Marsha says:
    January 17, 2025 at 12:16 pm

    Social Security payments are from the money that workers paid into it. The government should not have a say as to it leaving, how it is taxed, or any other changes. If the government needs money, have the Governors, Senators, and Representatives start looking at the old commitments that each state has been collecting money on and find out if it is legitimate. So many things have been kept on the books and are not even in existence any more. How about working on finding the phony line items in the budget, cleaning up the books, and leave the retired worker social security alone?

    Reply
  4. Bill C says:
    January 23, 2025 at 2:31 pm

    So when the Biden Administration lied about our inflation rate, our COLA stays low…
    Everything doubled and tripled in price over Trump 45… Thanks Joe… In fact thanks for all these things… More stupid stuff Trump needs to fix… Good news is we have at least 4 affordable years coming now…

    Reply
  5. Lester C Deel says:
    January 24, 2025 at 12:21 am

    when will no tax on ss go into effect!!

    Reply
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