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When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)

December 22, 2025 · Personal Finance
Social Security changes coming in 2024
Photo by chuckstock from Shutterstock

How to Replace a Lost or Stolen Social Security Card

The SSA replaces lost or stolen Social Security cards free of charge. There are three ways to request a replacement.

Online (Fastest Option)

You can request a replacement card online if you:

  • Are a U.S. citizen age 18 or older
  • Have a U.S. mailing address
  • Do not need to change your name or personal information
  • Have a driver’s license or state-issued ID
  • Have a personal “my Social Security” account

In Person

You can visit a local SSA office and complete Form SS-5. You must bring unexpired identification documents.

By Mail

Mail a completed Form SS-5 along with original or certified copies of documents verifying:

  • Identity (driver’s license, state ID, or passport)
  • U.S. citizenship (birth certificate or passport)

Approved replacement cards typically arrive within 7 to 10 business days.

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13 comments on “When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)”

  1. Elsie says:
    January 2, 2026 at 9:27 pm

    This article is way too lengthy for most of us to grasp meaning of. Why confuse us? Be more simple.

    Reply
  2. Freddy stoutmyre says:
    January 8, 2026 at 6:04 am

    I am retired while they retired me and I should be on disability because I have cancer have a lot of things around me I only get 1400 a month you know I always getting a hold of money you know I need help too yes I am 72 years old and I have nothing

    Reply
  3. Lawrence A Gamble says:
    January 9, 2026 at 12:55 am

    I hate to mention race into my comments but as a Black retirie, I haven’t seen a dime added to my Social Security check and the Social Security Administration is Taking so much out of my check every month for a repayment they say I owe. So what you are stating about extra money added to our Social Security retirement is only for white people who get retirement. I waited until I was 66 and file for my retirement and I thought I had done it the right way so I can get my supplemental pay out. I served in the military, I worked most of my life just to denied the rightful payment I deserved.

    Reply
  4. Danielle says:
    January 12, 2026 at 4:15 pm

    😮😮😮 Wow I am so sorry that is happening to you! I am shocked to be honest although these days I shouldn’t be. Thank you for your service and I hope that as country we start treating our veterans better.

    Reply
  5. Larry Sorensen says:
    January 14, 2026 at 12:59 am

    I’m retired and single living on my SS , they need to help better with us seniors citizens. we need to be flush with the cost of living. The Obiden era has hurt alot of us. HELP

    Reply
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