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Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
Marriage
Photo by pikselstock from Shutterstock

Marriage Doesn’t Limit Your Social Security Benefits

If you’re married and both you and your husband have worked, you can each request Social Security benefits separately and independently. But you two must have worked before and you must have separate work records.

Let’s say you have a claim of $2,000 per month and your husband has a claim of $2,500 per month. This means your combined retirement benefits should go up to $4,500 monthly.

So being married doesn’t influence your Social Security retirement benefit. Which indicates you’re not restricted to receiving 50% of your husband’s pension. Although Social Security spousal benefits might be a financial plus, if you’re not eligible, you can still carry out to provide your own financial security. Talk to a financial consultant or an attorney to ensure you have the right retirement plan.

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24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
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