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6 Social Security Changes Coming in 2026

October 3, 2025 · Retirement Life
Social Security changes coming in 2024 retirement, seniors living on Social Security
Photo by pikselstock from Shutterstock

5. Social Security credits in 2026

Next year, you’ll actually have to earn more in order to get Social Security credits. In other words, you must get a minimum number of credits to be able to get your retirement benefits. According to the Social Security Administration (SSA), you have to earn 40 credits to be eligible. There’s something else you need to know… You are actually allowed to get up to 4 credits per year.

The same number of credits is also used to calculate your eligibility for disability or retirement benefits, your family’s eligibility for survivor benefits, and, of course, Medicare. One credit earned in 2025 translates to an income of $1,810 (note that this amount increases every year).

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19 comments on “6 Social Security Changes Coming in 2026”

  1. moussa Diop says:
    October 7, 2025 at 10:53 am

    I need to ask about the age what age is best to take the retirement thanks

    Reply
  2. Ann Thompson says:
    October 27, 2025 at 11:48 pm

    The Government should leave people hard earned money alone. Stop stealing from taxpayers!!

    Reply
  3. Meda says:
    November 30, 2025 at 2:55 am

    Its bs Medicare goes up we do without so therefore we didn’t get a raise but ss got it for what Medicare is so hi now its pathetic, insurance would be cheaper than Medicare

    Reply
  4. Meda says:
    November 30, 2025 at 2:55 am

    I agree

    Reply
  5. Debra Whinnery says:
    November 30, 2025 at 3:01 pm

    I had to cancel my Medicare part b, I can’t afford it. I have a husband in a nursing home and I have to pay on that. I get his disability and my retirement combined of $2700. Per month after house, utilities insurance i have $1100 left and state says i have to much for help!

    Reply
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