Hate Seniors? These States Seem to Think So!
Retirement is often seen as the perfect time to relax and enjoy the beauty of life. It’s seen as a last chapter, a last chance to rediscover ourselves and enjoy every little thing around us. For many Americans, choosing where to retire is one of the biggest and most overwhelming decisions. Unfortunately, some states in the U.S. go out of their way to attract retirees with tax incentives, affordable housing, and great senior communities, while others seem to completely avoid a senior’s needs. Admit it or not, some states simply appear downright hostile toward retirees. Is it intentional? Or maybe not? I guess we’ll never know.
But why would any state want to discourage retirees? After all, seniors play key roles in society. They bring stable incomes, contribute to the local economy, and most of the time volunteer in their communities. Seniors are full of knowledge and if we just listen to them, we have real chances of transforming the world.
Why do we always tend to judge the way retirees think or see things? It’s completely wrong, and we should appreciate the people who brought us where we are today, the people that raised us, and made the world a better place. Of course, there are a lot of things that can be improved, but the wrong is not just on their side. We are all responsible for everything going on. Any little change should start from ourselves. Waiting to see what others would do, is not a wise choice or option.
Don’t make a wrong move!
If you are 40 or older, start planning your retirement wisely because a wrong move could mean draining your savings faster than expected, or even losing access to essential healthcare. Let’s explore together which are the states that seem to hate retirees, breaking down the reasons behind their unfriendliness. Before we get started, just promise me that you’ll never choose a state with a lack of age-friendly infrastructure. You deserve better!
Also, keep in mind that this isn’t just about pointing fingers, it’s about understanding why some states aren’t retirement-friendly. It can help you make more informed decisions about your future. By knowing what to avoid, you are more likely to find a safe place that truly feels like home. After all, retirement is a precious stage of life. We should all make the best out of our golden years.
What makes a state unfriendly to retirees?
- Hight tax burdens
Retirees are often scared of taxes. So, all the states with high property taxes, income taxes, and even taxes on retirement income are far less appealing to seniors.
- Cost of living woes
There are some incredible states in the United States, that may offer cultural richness, but unfortunately, their exorbitant housing costs are keeping seniors away. Healthcare expenses and everyday living costs need to be affordable, and not challenging for retirees on fixed incomes.
- Limited healthcare options
As we grow old, there are more and more health issues that may occur. So, healthcare is a cornerstone in retirement. Unfortunately, some states still fail to meet the mark. A struggling healthcare infrastructure can seriously affect the everyday life of a retiree.
- Poor public transportation
A lot of seniors no longer drive, so they constantly need to use the public transport. The costs of it should be reliable, and most importantly, the infrastructure should be developed and accessible for retirees.
- Few recreational opportunitiesÂ
Retirement should be a beautiful chapter of our lives. Seniors need interaction and hobbies, which is why communities, parks, and senior centers are very important for them, contributing to the quality of their lives.
7 States that hate retirees
1. New Jersey
The state is known for its sky-high properties and is ranked as one of the least tax-friendly states for retirees. The average property tax is huge, among the highest in the nation, and seniors basically can’t afford to live here. And… that’s not all! New Jersey also taxes pensions and other retirement income, leaving retirees with even fewer resources.
2. Illinois
Illinois is known for its rising property taxes. It’s not a retirement-friendly state. Even though Social Security benefits aren’t taxed, other forms of retirement income, such as 401(k) withdrawals and pensions are fully taxable. As you can already imagine, the healthcare costs are also huge, so opting for Illinois is not a smart decision for a retiree.
3. California
California’s vibrant culture might be attractive, but the cost of housing is astronomical, even for those looking to downsize. Even though property taxes are not the highest in the nation, can be overwhelming for seniors. Oh, and of course, let’s not forget about the healthcare expenses, making it difficult for retirees to stretch their savings.
4. New York
Oh, New York is one of the most famous and beautiful states of the U.S. However, the high housing costs, steep property taxes, and fast-paced lifestyle can feel overwhelming for older residents, which is why it’s better to stay away from it if you are preparing for your golden years. Even though New York City offers a lot of cultural amenities, the cost of living there is unbelievable. And unfortunately. upstate areas, while more affordable, still struggle with limited healthcare access.
5. Mississippi
Mississippi has a lower cost of living, but its healthcare system leaves much to be desired. Unfortunately, the state ranks poorly in healthcare quality and accessibility. So, keep in mind that it’s a very risky choice to choose such a place for retirement, especially if you are a senior with specific medical needs.
Mississippi also lacks extensive senior-focused infrastructure, such as public transportation and recreational opportunities, leading to a lower quality of life.
6. Alaska
Alaska is a stunning state. It’s probably one of the most beautiful ones in the United States. However, despite its stunning natural beauty, there are significant disadvantages for retirees. The harsh winters are making it difficult to access certain locations and even essential services. The healthcare system works pretty well, but it depends if you can or not arrive in time to treat yourself and speak to a doctor.
Considering the climate, there are also just a few opportunities for hobbies or communities of seniors. Most of the retirees living in Alaska are having a peaceful and lonely life. Not because they want to, but because it’s really hard to form retirement communities and find new hobbies in a place where it’s cold almost all the time.
7. Wyoming
Last but not least is Wyoming, a beautiful state without a strong base when it comes to senior infrastructure. Believe it or not, public transportation is basically nonexistent, being one of the major issues for retirees. As we all know, a lot of seniors prefer to stop driving at a certain age and start focusing on their health and physical activity.
The healthcare system is also forcing a lot of residents to travel long distances for specialized care. For seniors, it would be incredibly hard to travel, especially if we are talking about a serious health problem that requires immediate attention.
Oh, and the recreational opportunities are also limited, especially because of the harsh winters.
In conclusion, it seems like these states are not doing anything to attract seniors in their golden years, that’s why we can consider that they simply don’t want to do it. What are the reasons for their attitude? Well, they probably tend to focus on the younger generations and forget about those who worked an entire life for their country. I know it’s sad, but unfortunately, it’s also true.
Before leaving, make sure you check out this book that can be easily found on Amazon: 101 Fun Things to Do in Retirement: An Irreverent, Outrageous & Funny Guide to Life After Work! It will definitely change your perspective on retirement! Let us know in the comment section found below, where you consider moving after you retire and which are the hobbies you’d like to try.
Are you interested in learning more about retirement? You should also read: 7 Flexible Jobs to Boost Your Retirement Savings in 2025.
