Which state is eliminating the tax on Social Security in 2026?

West Virginia is fully eliminating the state income tax on Social Security benefits starting in the 2026 tax year. The state has been phasing out the tax over several years, reaching 100% exemption in 2026.

Does Colorado still tax Social Security benefits?

Colorado generally does not tax Social Security for residents aged 65 and older, who can deduct their full federally taxable benefits. For retirees aged 55-64, benefits are exempt only if Adjusted Gross Income is $75,000 or less (single) or $95,000 or less (joint), effective 2025.

Do I pay tax on Social Security if I earn over the threshold in Connecticut?

In Connecticut, if your income exceeds the exemption threshold ($75,000 for singles, $100,000 for couples), you may still only pay tax on a portion of your benefits, capped at 25% of the benefit amount.

9 States That Still Tax Social Security – and One Dropping the Tax in 2026

February 8, 2026 · Personal Finance

A couple walking by a lake at sunset, representing peace of mind in retirement. — A couple and their dog walk along a wooden dock at sunset, reflecting on the peaceful conclusion of their journey.

Closing Thoughts

Retirement planning is about more than just how much you save; it’s about how much you keep. If you live in West Virginia, 2026 brings a well-deserved raise in the form of tax elimination. For those in the remaining eight states, the situation is nuanced. While the tax exists, the generous exemptions mean that for many of you, your Social Security check remains yours to keep.

Always review your specific situation before filing, as state legislatures are constantly updating these thresholds to keep pace with inflation and support senior citizens.

This article provides general retirement education and information only. Everyone’s financial situation is unique—what works for others may not work for you. For personalized advice, consider consulting a qualified financial professional such as a CFP or CPA.

Last updated: February 2026. Retirement benefits, tax laws, and income thresholds change frequently—verify current details with official state tax authorities.