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8 Types of Americans Who Aren’t Eligible to Get Social Security

May 24, 2022 · Retirement Life
social security
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2. Workers Who Die Before Age 62

You can start claiming Social Security as early as age 62. If someone deceases prematurely, then dependent children and spouses may be eligible for survivor benefits. For example, a 60-year-old widow or widower can begin obtaining Social Security benefits based on their departed spouse’s working record (disabled spouses can do that even earlier, at age 50).

Also, critically ill patients can ask for SSDI and still receive some benefits for contributing to the system. For those who are terminally ill and have reached the minimum retirement age, there are two possibilities. Number one: if they are single, claiming retirement benefits would be the best idea.

Number two: if they are married, delaying may bring the spouse greater benefits. The spousal benefit can be up to 50% of the worker’s benefits, based on the spouse’s age at retirement and if the spouse qualifies for retirement benefits set up on their own earnings history.

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40 comments on “8 Types of Americans Who Aren’t Eligible to Get Social Security”

  1. Christine Coates says:
    October 18, 2022 at 11:36 am

    Those people that were employed by the Federal Government do not receive social security benefits because they receive a Civil Service pension. They were entitled to receive SS benefits as a wife or widow until the Reagan Adm passed the law that stopped those benefits. So if you are a wife or. Widow that had the gumption to go out and work for the federal gov you are penalized unless your civil service pension is very low. Also at that time the social security money was separate from the general fund; putting social security money into the general fund was spent and now we are endanger of social security money being phased out by 2035.
    If I never worked a day in my life (especially as a dedicated federal employee) I would be entitled to widows social security benefits, but now I am not entitled to any social security benefits.

    Reply
  2. Barbara Scott says:
    October 24, 2022 at 3:28 pm

    I didn’t get my full Social Security because I retired from a town and got a county retirement. I had my full 40 quarters and they kept most of it. It’s not fair!!!!! I earned it and should have received it.

    Reply
  3. john Sharp says:
    December 4, 2022 at 12:03 am

    I worked as an Auditor for the state and then federal government before they were covered social security and because I left before retirement age, they only returned what I paid into the retirement.

    Reply
  4. Edward Reeh says:
    December 21, 2022 at 11:31 am

    If the illegal aliens are getting free everything from united states citizens then every American should receive benefits if people don’t stand up for there rights then America is screwed go vote and vote for someone who cares about the united states of America not themselves the people running the country now don’t care about the citizens of America look at what they are doing your money is going to people that are not American people and you’re letting them do it .let’s go Brandon!

    Reply
  5. Verlaine says:
    December 21, 2022 at 2:11 pm

    I do not have social security or medicare because I worked for the Postal Service and elected to become a CSRS employee. I received Medicare Part A and kept my postal health insurance.

    Reply
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