This Is How All 50 States Tax Your Retirement Income

retirement
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New Mexico

New Mexico taxes your Social Security benefits. Individual income tax rates might range from 1.7 to 4.9 percent. Even so, taxpayers who are 65 or older might be eligible for a tax deduction of up to $8,000, depending on their income.

But do you want to hear an interesting exception? New Mexico’s residents who get to be 100 years old or more and aren’t claimed as a dependent by other taxpayers are exempt from filing and paying state income taxes.

New York

New York doesn’t tax Social Security income. Individual income tax rates range from 4 to 8.82 percent. Even so, pensions that are paid by the federal government, New York state or local governments, and other public authorities are exempt from state income taxes.

As for taxable retirement income, residents who are or reached the age of 59 or older during the tax year might qualify for New York’s pension and annuity exclusion of up to $20,000.

North Carolina

North Carolina doesn’t tax Social Security income, and the individual income tax rate is flat at 5.25 percent.

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2 thoughts on “This Is How All 50 States Tax Your Retirement Income”

  1. I understand that the Maryland Legislature just changed how much retirees pay in income taxes. I have not been able to find out the specifics of the new law. When does it take effect? What are the income limits? Can I now reduce the State witholding from my Minimum Required Diatributions?

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