Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior couple in casual clothes sits at their kitchen table reviewing legal documents and a tablet in warm afternoon light. 7 Surprising Clauses Couples Are Putting Into Their Prenups
  • A grandfather and granddaughter play with building blocks in a sunny living room, symbolizing family support and tax credits. Families Could Get Bigger Tax Credits in 2026 - Here's What the IRS Says
  • A senior woman in a navy cardigan sits at a sunny kitchen table looking at financial documents on a tablet next to a stack of mail. 7 Most Overlooked Government Benefits for Seniors
  • A sophisticated mixed media collage featuring the number 7 and the year 2026 surrounded by Medicare and financial planning symbols. 7 NEW Government Benefits for Seniors in 2026
  • Close-up of a senior's hands reviewing a grocery receipt at a kitchen table with eggs and lemons in a bowl. 10 Most Expensive US Cities for Groceries in 2026
  • A man in a home office looks at a 2027 calendar, representing retirement planning and future Social Security changes. 8 Reasons Your Social Security Payment May Be Different in 2027
  • A grandfather holds a newborn baby while looking at the Trump Accounts app on his smartphone in a sunlit living room. Could Your Grandchildren Qualify for Trump Accounts?
  • 10 Best Countries to Retire Abroad in 2027
  • A mature freelance electrician in a sunlit workshop, looking thoughtfully toward a window during a work break. Trump IRAs Explained: 7 Things to Know Before They Launch in 2027
  • A mixed media collage of a retirement postcard being overtaken by utility bills, a padlock, and a torn check, symbolizing hidden costs. 10 Popular Retirement Destinations That Can Be Difficult on a Fixed Income

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Florida

Ready to Retire in Beautiful Florida? Read These 7 Things First!

A smiling woman enjoys a sunny bike ride past colorful homes and palm trees in…

Read More →
downsizing for retirement

Smart Downsizing for Retirement: Watch Out for These 4 Common Traps

A senior man reviews financial paperwork and calculations at his table to avoid common hiccups…

Read More →
safe, moving money credit score home

8 Smart Ways to Make A Home Safe for a Retiree

A thoughtful senior woman reviews her notebook in a sunlit hallway, ensuring her home is…

Read More →
Sarasota

Sarasota, Florida: Top 7 Reasons to Retire in This Sunny Place

Stroll past elegant sailboats and towering palm trees at this picturesque Sarasota marina overlooking the…

Read More →
credit card state

How All 50 States Deal With Credit Card Fraud Risk

50 States and the Credit Card Fraud Risk They’re Into: While there is no foolproof…

Read More →
retirement

Early Retirement: 8 Important Things Nobody Tells You About

A man relaxes at his desk, looking out at a lush garden while considering the…

Read More →
50s Travel Destination

8 Incredible Over 50s Travel Destinations You Can’t Miss

Discover the best over 50s travel destinations! Growing older and getting ready to leave the…

Read More →
Types of Retirement Income That Are Exempt from Taxes credit score

5 Types of Retirement Income That Are Exempt From Taxes

When it comes to retirement planning, it’s crucial to think about how taxes will eat…

Read More →
travel

11 Mistakes No Retiree Should Make When Traveling Solo

A solo traveler checks his tablet on a coastal platform, carefully navigating his journey to…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.