Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Which States Tax Social Security Benefits in 2026?

January 7, 2025 · Personal Finance
social security changes
Image by Jason Raff from Shutterstock

Are your Social Security benefits about to get taxed?

When you are a retiree and you are planning your financial future, the tax treatment of Social Security benefits is an important factor to consider. The number of states that tax social security benefits gets lower each year, but there are still some states out there that do that, and we believe that it’s important to know about them.

The good part? Last year there were eleven such states, so we are moving towards a better future.

There are many states where low-income retirees find their benefits entirely exempt from state taxes, but the states we want to discuss today have some stricter guidelines and still tax the benefits. Why is it important to be aware of all of this? This is the perfect guide for those retirees who want to optimize their finances and minimize tax burdens.

This article discusses how each of these states will tax Social Security benefits in 2026. From income-based exemptions to flat taxation schemes, we’ll explain how to navigate these restrictions.

Pages: 1 2 3 4 5 6 7

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

22 comments on “Which States Tax Social Security Benefits in 2026?”

  1. Antoinette says:
    March 27, 2026 at 11:13 pm

    It is just sad for your Social Security to be tax. Especially after you worked all these years. Just SAD, SAD.

    Reply
  2. Roger Coney says:
    August 12, 2025 at 3:34 pm

    I agree, Social Security should not be taxed; however, because it’s “social” security, each individual should only get back in benefits what they put in minus the “social” cost for those who are disabled and unable to continue working and contributing during their working years. Also the tax cap on earnings should be increased considerably. To say 1-2 Million in income. The tax for everyone could then be reduced, especially for those who don’t earn more than say, 30 to 50k. I.e., Make the tax progressive like other income based taxes.

    Reply
  3. Emily Coryell says:
    August 10, 2025 at 12:45 pm

    SS should not be taxed, I’m retiring in 1 year
    and 9 months. We all have paid taxes all of I working lives and it’s our turn to get something back.

    Reply
  4. Wayne Ragin says:
    April 3, 2025 at 12:33 pm

    No taxes on Social Security while paying into while working . That’s double taxing a retirees

    Reply
  5. JOHN J DUMAS says:
    March 22, 2025 at 4:30 am

    It is a waste of government resources to tax anyone under the median income. It only invites more government programs to return the money in the form of services at a premium.

    Reply
  6. nan says:
    February 27, 2025 at 11:54 pm

    As a disabled/retired teacher I knew SS would be low enough! But MY government wants to “double dip” me? Not ethical. Not affordable!! Total slap in the face……barely breathin’ here!!

    Reply
  7. MICHAEL RICHARD FRIDY says:
    February 13, 2025 at 2:59 pm

    Any state that taxes social security the people must vote all of the legislatures from the governor down all out of office. Social security was and has been abused for a long time by beaurocrats

    Reply
  8. Benjamin wada says:
    February 11, 2025 at 1:21 pm

    SS, Should not be taxed. Retirees earned this amount n wouldn’t that be double taxing. The U.S.Government should step in an make it a law that all States n U.S. Territories stop taxing SS.

    Reply
  9. Tammi Johnson says:
    February 10, 2025 at 6:44 pm

    so correct you are. we pay when we earn and we pay when we spend and then the IRS every year and we are by no means rich. In todays economy, my 63 year old husband works 60 & 70 hour weeks delivering concrete with 2 hip replacements. just to make ends meet s.s. is not an income you can survive on. they say he makes to much so we have to pay, needless to say they tax him severely before he even gets paid. we have no savings left, being on disability at 50, I was told I would not survive, 16 years later, still disabled, paying taxes while the rich get richer. I am now retirement age, what a mess, Thank the Good Lord I started working at 15 in the 70’s. 65 and still paying them due only to my s.s check !!!

    Reply
  10. Yvonne says:
    February 9, 2025 at 9:25 pm

    I feel its very wrong to be taxed an money that was alresdy been taxed while working, isnt that double taxation.?????

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • A retired couple reviews their budget documents together at a sunlit kitchen table in a warm, authentic home setting. Could Your Social Security Check Change Next Year?
  • A conceptual mid-century style illustration of a retiree building a shield from planks labeled with financial strategies against a windy bac 5 Ways to Build Your Own COLA Now If You’re Worried About a Smaller Social Security Raise in 2027
  • An older couple stands in their suburban driveway, thoughtfully looking at their oversized family SUV. The 12 Cars Retirees May Want to Avoid Before Downsizing
  • A senior couple in casual clothes sits at their kitchen table reviewing legal documents and a tablet in warm afternoon light. 7 Surprising Clauses Couples Are Putting Into Their Prenups
  • A grandfather and granddaughter play with building blocks in a sunny living room, symbolizing family support and tax credits. Families Could Get Bigger Tax Credits in 2026 - Here's What the IRS Says
  • A senior woman in a navy cardigan sits at a sunny kitchen table looking at financial documents on a tablet next to a stack of mail. 7 Most Overlooked Government Benefits for Seniors
  • A sophisticated mixed media collage featuring the number 7 and the year 2026 surrounded by Medicare and financial planning symbols. 7 NEW Government Benefits for Seniors in 2026
  • Close-up of a senior's hands reviewing a grocery receipt at a kitchen table with eggs and lemons in a bowl. 10 Most Expensive US Cities for Groceries in 2026
  • A man in a home office looks at a 2027 calendar, representing retirement planning and future Social Security changes. 8 Reasons Your Social Security Payment May Be Different in 2027
  • A grandfather holds a newborn baby while looking at the Trump Accounts app on his smartphone in a sunlit living room. Could Your Grandchildren Qualify for Trump Accounts?

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

housing withdrawing money from your retirement account

The Housing Market Crash of 2025: Experts Verdict

Considering that interest rates are still quite high and the inventory is still quite low,…

Read More →
A confident retiree working on a tablet in a bright, modern home office during the morning.

Best Jobs for Retirees in 2026

Explore the best flexible and high-paying jobs for retirees in 2026. Get current data on…

Read More →
social security

Some Retirees Won’t Get Great Social Security Benefits- Here’s 7 Reasons Why

Are you aware of how Social Security works?  We all know how important social security…

Read More →
Retirement Financial Planning Tip

10 Genius Retirement Financial Planning Tips You’ll Thank Us For

A smiling woman enjoys a warm drink in her sunlit garden, reflecting the peace of…

Read More →
retirement gigs

Do Retirement Gigs Increase Your Social Security Benefits?

The idea of working after retirement may seem very unusual to many. Some would ask,…

Read More →
A retired couple smiling while looking at a tablet on a sunny patio.

Best Annuity Rates for Retirees Right Now

Discover the best fixed annuity rates for retirees right now, compare MYGA yields against 401(k)s,…

Read More →
reduce

State Tax Refund Delays in 2026: Why Some Americans Are Still Waiting for Their Money

Many taxpayers across the United States expect their tax refund to arrive within a few…

Read More →
working in retirement, tax change

The ONLY Unexpected Tax Change Seniors Will Face in 2025

A senior man thoughtfully reviews financial paperwork in his library, preparing for the significant tax…

Read More →
taxes

Are Trump’s $2,000 Stimulus Payments Coming in 2026?

As inflation continues to strain household budgets and everyday expenses like groceries, utilities, and insurance…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.