Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Which States Tax Social Security Benefits in 2026?

January 7, 2025 · Personal Finance
social security benefits
Photo by Sean Pavone from Shutterstock

Vermont

Yes, this is one of the states that still tax Social Security benefits, but this doesn’t apply to everyone. Again, if you meet some specific criteria, you can get more out of your benefit. This is designed in a way that gives an advantage to those with lower or moderate incomes, and higher earners will still need to pay taxes on some of their Social Security income.

Here are the income thresholds for 2026: If you are married and file jointly with your partner, you get full tax exemption if the adjusted gross income (AGI) is $65,000 or less. If you are single or married but you file separately, the AGI needs to be $50,000 or less. You can also get a partial exemption if you are single filing and have an AGI of up to $59,999, while joint filers qualify with an AGI of up to $74,999.

Pages: 1 2 3 4 5 6 7

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

22 comments on “Which States Tax Social Security Benefits in 2026?”

  1. Antoinette says:
    March 27, 2026 at 11:13 pm

    It is just sad for your Social Security to be tax. Especially after you worked all these years. Just SAD, SAD.

    Reply
  2. Roger Coney says:
    August 12, 2025 at 3:34 pm

    I agree, Social Security should not be taxed; however, because it’s “social” security, each individual should only get back in benefits what they put in minus the “social” cost for those who are disabled and unable to continue working and contributing during their working years. Also the tax cap on earnings should be increased considerably. To say 1-2 Million in income. The tax for everyone could then be reduced, especially for those who don’t earn more than say, 30 to 50k. I.e., Make the tax progressive like other income based taxes.

    Reply
  3. Emily Coryell says:
    August 10, 2025 at 12:45 pm

    SS should not be taxed, I’m retiring in 1 year
    and 9 months. We all have paid taxes all of I working lives and it’s our turn to get something back.

    Reply
  4. Wayne Ragin says:
    April 3, 2025 at 12:33 pm

    No taxes on Social Security while paying into while working . That’s double taxing a retirees

    Reply
  5. JOHN J DUMAS says:
    March 22, 2025 at 4:30 am

    It is a waste of government resources to tax anyone under the median income. It only invites more government programs to return the money in the form of services at a premium.

    Reply
  6. nan says:
    February 27, 2025 at 11:54 pm

    As a disabled/retired teacher I knew SS would be low enough! But MY government wants to “double dip” me? Not ethical. Not affordable!! Total slap in the face……barely breathin’ here!!

    Reply
  7. MICHAEL RICHARD FRIDY says:
    February 13, 2025 at 2:59 pm

    Any state that taxes social security the people must vote all of the legislatures from the governor down all out of office. Social security was and has been abused for a long time by beaurocrats

    Reply
  8. Benjamin wada says:
    February 11, 2025 at 1:21 pm

    SS, Should not be taxed. Retirees earned this amount n wouldn’t that be double taxing. The U.S.Government should step in an make it a law that all States n U.S. Territories stop taxing SS.

    Reply
  9. Tammi Johnson says:
    February 10, 2025 at 6:44 pm

    so correct you are. we pay when we earn and we pay when we spend and then the IRS every year and we are by no means rich. In todays economy, my 63 year old husband works 60 & 70 hour weeks delivering concrete with 2 hip replacements. just to make ends meet s.s. is not an income you can survive on. they say he makes to much so we have to pay, needless to say they tax him severely before he even gets paid. we have no savings left, being on disability at 50, I was told I would not survive, 16 years later, still disabled, paying taxes while the rich get richer. I am now retirement age, what a mess, Thank the Good Lord I started working at 15 in the 70’s. 65 and still paying them due only to my s.s check !!!

    Reply
  10. Yvonne says:
    February 9, 2025 at 9:25 pm

    I feel its very wrong to be taxed an money that was alresdy been taxed while working, isnt that double taxation.?????

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • A collage showing a bright tropical postcard on the left overlapping with complex financial documents and a 2026 calendar on the right. These Southern Retirement Towns Look Great on Paper - But…
  • A retiree looks over financial documents at his kitchen table, weighing the costs of moving to a new state. 12 Places Where Everyday Retirement Life Can Be Tougher
  • An illustration of a suitcase packed with heavy weights labeled with retirement downsides, while a retiree looks at a distant palm tree. The Downsides of These 10 Popular Retirement Locations
  • A man in a kitchen looking at real estate listings while a for sale sign is visible through the window in the background. 8 Signs It May Be Time to Relocate
  • A retired couple on a porch, one looking at a map and the other at a garden, in warm golden hour light. 8 Ways Retirement Changes Family Relationships
  • A mixed-media collage split diagonally between a peaceful beach watercolor and a realistic pile of tax forms, medical tools, and bills. 9 Retirement Expectations That Don't Match Reality
  • 9 Things Retirees Are Collecting That Are Suddenly Worth Money
  • A nostalgic living room scene with vintage magazines and reading glasses on a wooden table in warm golden light. Remembering 16 Beloved American Icons We Lost in 2025 and 2026
  • A luxury cruise ship docked in a South American port at dawn, with two retirees looking on from a wooden pier. Hantavirus: What Retirees Need to Know Before Boarding a Cruise Ship
  • A retired couple selects fresh produce at a sunny outdoor market, highlighting the active and affordable retirement lifestyle. 7 Retirement Towns Where Residents Spend Less On Groceries

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

working in retirement, tax change

The ONLY Unexpected Tax Change Seniors Will Face in 2025

A senior man thoughtfully reviews financial paperwork in his library, preparing for the significant tax…

Read More →

Your Complete Retirement Income Plan: A Step-by-Step Guide for Seniors

Gathering fresh herbs from a sun-drenched garden illustrates the rewarding process of identifying and collecting…

Read More →
part-time jobs for retirees

10 Great Part-Time Jobs For Retirees

3. Rideshare Driver If you enjoy driving around, have a legal driver’s license, and own…

Read More →
A happy retired couple looking at a tablet in a bright, modern kitchen.

How to Get the Biggest Possible Social Security Check – and Why Most Don’t

Learn how to get the biggest possible Social Security check by avoiding common mistakes. Discover…

Read More →
insurance

5 Must-Have Insurance Any Retiree Should Own

A smiling senior couple relaxes on a garden patio, using a tablet to explore options…

Read More →
401k Loan

401k Loans: Are They REALLY Worth It?

Benefit: Retirement Savings Can Benefit As you begin to make the repayments on your loan…

Read More →
Senior Housing, everyday bill

Watch Out: 8 Everyday Bills That Lead to Financial Strain

A woman thoughtfully reviews a stack of bills with a calculator, carefully managing the impact…

Read More →
middle-class

6 Best and Worst States for Middle-Class Retirees

3. Pennsylvania Another state that is a big no-no for middle-class retirees is Pennsylvania. The…

Read More →
save money on healthcare

Could You Qualify For the New $25,000 Health Care Tax Deduction Coming in 2026?

How the Proposal Would Change Current Law Under current tax rules, medical expenses are deductible…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.