Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
partial benefits
Photo by rSnapshotPhotos from Shutterstock

You Can Get Partial Benefits at 62 Years Old

If you’ve worked and paid Social Security taxes for at least 10 years and earned a minimum of 40 work credits, you can apply for partial benefits at the age of 62, according to SSA. Health status and retirement lifestyle are two key factors that can contribute to your decision when to claim your Social Security benefits.

As SSA states, if you apply for Social Security at age 62, instead of waiting until you reach full retirement age (FRA), you can expect to have your monthly benefits reduced by up to 30%. However, if you wait until full retirement age to start receiving your benefits, you will receive 100% of your eligible benefits.

“Full retirement age” is considered to be between 66 and 67, depending on your birth year. Check page 7 of the SSA official guide to see exactly what your full retirement age is.

Pages: 1 2 3 4 5 6 7 8

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Irene Herring says:
    October 9, 2022 at 7:09 am

    Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?

    Reply
  2. Ann Grinwis says:
    October 9, 2022 at 7:54 pm

    i AM 90 YRS OLD, FEMALE
    i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS

    Reply
  3. Roseanna says:
    October 11, 2022 at 8:28 pm

    I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/

    Reply
  4. Dinah Tallman-Wright says:
    October 12, 2022 at 4:08 pm

    My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?

    Reply
  5. Mary Whitcomb says:
    December 4, 2022 at 11:36 pm

    I was married for 24 years and now divorced and
    never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Recent Posts

  • social security numbers, downside
    When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)
  • Things Seniors Should Always Get from Costco
    8 Kirkland Products That No Longer Feel Like a Costco Bargain
  • medicare
    Medicare Costs Are Rising in 2026 — Here’s What to Expect
  • save money on healthcare
    Could You Qualify For the New $25,000 Health Care Tax Deduction Coming in 2026?
  • Medicare open enrollment
    Missed the Medicare Deadline? Your Options Aren’t Over Yet
  • stimulus check
    Trump Promises $2,000 Tariff Checks: Could You Qualify?

Related Articles

A man works on a woodworking project in a well-lit workshop, surrounded by tools and materials.

From Golfer to Gardener: How to Choose the Right Retirement Hobby for You

Step 1: Taking a Personal Inventory Before you can find the right hobby, you need…

Read More →
costly purchases

4 Costly Purchases Retirees Wish They Hadn’t Made

These costly purchases can easily ruin your retirement funds! The beginning of retirement is a…

Read More →
A woman smiles while tending to plants in a community garden, other people are visible in the background.

Staying Social After Retirement: How to Build a New Community

The Foundation: Choosing a Socially-Friendly Location Where you live has an enormous impact on your…

Read More →
penny-pinching

6 Times Penny-Pinching Ended Up Costing More

Are you penny-pinching too much? You are doing your best to save as much money…

Read More →
inheritance mistakes

Top 6 Inheritance Mistakes You Must Avoid

Always avoid these inheritance mistakes! Inheritance is a big thing, and people are up to…

Read More →
baby boomers

8 Impressive Traits (Almost) All Baby Boomers Have in Common

2. We Are Very Polite It is possible that they learned to be so polite…

Read More →
A grandparent enjoys a family dinner with her grandchildren at a home.

Retiring Near the Grandkids: A Guide to Relocating for Family

The Financial Reality Check: Can You Afford the Move? A move motivated by love must…

Read More →
senior housing options

The 5 Best Senior Housing Options

Senior Housing Options No. 2: Aging in your house If you have a home and…

Read More →
retirees hours money

11 Stores Where You Could Benefit From Senior Shopping Hours

Aldi There are a couple of Aldi stores that open at 8:30 a.m. on Tuesdays…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Explore

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2025 Retired in USA. All rights reserved.