Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Social Security: 7 Things Every Woman Should Know About

May 19, 2022 · Retirement Life
social security
Photo by Rawpixel.com from Shutterstock

Widows May Be Due Their Husband’s Social Security Benefits

At 60 years old, a widow is eligible to receive 70% of what her husband received before his death. Once a widow reaches full retirement age, this number rises to 100%. You can also receive a $255 lump sum payment if you were living with your spouse when they died.

That is, SSA must pay your own retirement benefit first, then add it with whatever additional benefits you are due as a widow. Keep in mind that, if your husband takes his benefits early, say at age 62 instead of waiting until his full retirement age, your widow’s benefit can be reduced by up to 30% for the remainder of your life.

Pages: 1 2 3 4 5 6 7 8

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

24 comments on “Social Security: 7 Things Every Woman Should Know About”

  1. Rosa M Vigil says:
    February 6, 2025 at 11:31 am

    Hi, I lost my husband January 2019 I was 58 and I started receiving my spouses benefits in 2021. I get paid for 2 days 8.5 hours between both days. I am 63 now. When I decide to retire will I get my benefits and my spouses benefits too? What happens to my late spouses benefits?

    Reply
  2. Valerie Bruce says:
    August 8, 2024 at 11:58 pm

    I have just retired but is in the process of getting my benefits from where I work my husband is still alive but has strict MS he can’t really do anything for himself and that’s the reason why I retired to stay home and take care of him he is 66 and I am 62 this October 17 I need to know if I am qualified fo social Security just wanted to find out of curiosity

    Reply
  3. Pamela Chattergoon says:
    June 28, 2024 at 1:22 pm

    My mother worked her whole life as did my dad. She had to leave her job to care for my dad when they were around 56. My dad died at 58. My mother was unable to get any of my dad’s social security. My mom worked for the state so she didn’t pay into it. She wasn’t old enough to retire so when my dad died she was left with nothing. This was in the 80s. She was told it was a new law. She was left with nothing. Both her and my dad were active duty in the Korean war. VA was useless.

    Reply
  4. Wanda White says:
    June 26, 2024 at 8:49 am

    I am 80 years old drawing survivors benefits I draw 2713 a month will I be able to get the extra money on my social security check they are talking about in July.

    Reply
  5. Barbara Wade says:
    June 24, 2024 at 10:37 am

    I tired going online to register for social security,I couldn’t get anywhere with it!, asked if they could mail the information to me I haven’t received anything

    Reply
  6. Sailin Barban Rodriguez says:
    April 8, 2024 at 7:16 pm

    Después del huracán,,estu w en la calle,y producto a eso y muchas cosas que pase,que asta ganas de quitarme la vida me pasó por la cabeza,padesco de depresión severa bipolaridad y esquizofrenia,no tengo seguro médico no tengo casa,estoy decesperada, necesito ayuda porfabor,gracias,espero su respuesta lo antes posible

    Reply
  7. KCR says:
    April 7, 2024 at 7:29 pm

    I am forced to retire due to medical reasons .I am 68 years old. And have not started full SS yet how does this affect

    Reply
  8. Brenda says:
    April 7, 2024 at 2:30 pm

    I receive SSDI is that all I’ll ever receive? I can’t receive SSI payments

    Reply
  9. Anna says:
    April 6, 2024 at 8:54 am

    65 I still have work because my Social Security, SSI, widows, pension, or too small for me to live on my health is not well. I’m getting sicker and sicker but I have to work. What can I do?

    Reply
  10. Paula says:
    April 5, 2024 at 3:26 pm

    On pg 6 it says if you take SS at your full retirement age all that you earn after that is yours, non- taxable. WRONG. I make just over the $25,000 limit and get taxed on part of my benefit. So wrong to do that! I’m still working because SS alone won’t pay the rent, utilities, food, car insurance/ maintenance, a monthly specialist visit. Not EXTRAS. Just the stuff of living.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • Best Seasonal Retail Jobs Retirees Can Land Before the Holiday Rush
  • An older couple reviews finances at their wooden dining table in warm morning light, with a laptop, calculator, and bills nearby. What the Average Social Security Check Actually Covers in 2026 - and What it Doesn't
  • An older woman stands thoughtfully on her porch on a crisp autumn morning, holding a warm mug. The Exact Number of Americans Who Retire Each Day — And What It Means
  • A retired woman smiles warmly at her kitchen table while holding a mug next to her financial planning papers. The SS Benefits Most Divorced Retirees Forget They're Entitled To
  • An older woman sits at her sunlit kitchen table, looking at a financial letter with a relieved expression. State Pension Supplement Programs You May Not Know Exist
  • A retired couple hiking a mountain trail with snow-capped peaks in the background during golden hour. The Fastest-Growing Retirement Towns in the Mountain West
  • An older woman in a cozy cream cardigan sits by a window with a warm mug, looking thoughtfully out at her morning garden. Social Security Survivor Benefits: What Every Retiree Should Know
  • A retired couple walks along a scenic coastal path on a misty morning with a shingle-style cottage and sailboats in the background. 50 East Coast Towns Retirees Are Flocking To, According to the Latest Data
  • An elderly couple sits at a wooden kitchen table, looking over papers with hope in a warm, sunlit, cozy kitchen. Living on Social Security Alone? You May Be Eligible for These 10 Valuable Benefits
  • Horizontal bar chart showing the monthly Social Security gap between men receiving $2,198 and women receiving $1,760, illustrating a $438 de Women Receive Smaller Social Security Benefits Than Men ($438 Less) - and the Gap Could Grow

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

A senior woman with silver hair working on a pottery wheel in a sunlit studio, representing an active and creative retirement job.

7 Part-Time Jobs Retirees Actually Enjoy Doing

Discover seven fulfilling part-time jobs for retirees that offer flexible hours, social engagement, and extra…

Read More →
retirement mistakes

6 Retirement Mistakes You’ll Regret on Your Deathbed

6. Thinking that you know everything There are many retirement mistakes, but we would like…

Read More →
A woman smiles warmly while assisting a child at a library, surrounded by bookshelves.

The Part-Time Job Search: How to Write a Resume for a Retirement Gig

Beyond the Resume: The Cover Letter and Interview Your resume is designed to get you…

Read More →
safest cities in california beach

9 Safest Cities in California to Move to in Retirement

6. Aliso Viejo Aliso Viejo has been ranking high among the safest cities in California,…

Read More →
A senior couple looking at a tablet in a bright living room, symbolizing retirement planning clarity.

The SECURE Act 2.0 Explained: How New Retirement Rules Affect Seniors

Learn how the SECURE Act 2.0 affects your retirement planning in 2026, including higher catch-up…

Read More →
community

12 Signs You Found the BEST Assisted Living Community

The perfect senior living community is more than a place to stay; it’s about being…

Read More →
retire

Here’s Why Your Parents Retired More Easily Than You Will

Take advantage of all catch-up contributions if you’re 50 or older One of the main…

Read More →
retirement

Overcoming 5 Huge Retirement Challenges

A senior man finds peace in a sunlit room, relaxing with his tablet among lush…

Read More →
great state

8 Shocking Reasons Why Retirees Are Fleeing Florida

A senior man reviews financial documents on a sunny porch, weighing the rising costs of…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.