Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A retired couple walking in a coastal park at sunset. 12 US Cities Where You Can Retire for $2K a Month and Enjoy All 4 Seasons
  • Tax Cut state New $6,000 Senior Tax Deduction: How Much You Could Save in 2025–2028
  • Tax Refund New Court Ruling Could Mean IRS Refunds for Pandemic Tax Penalties (2020–2023)
  • A contemplative retiree sitting on a porch during sunrise, reflecting on his new life stage. Mental Health in Retirement: Why Depression Spikes After Leaving Work (and How to Fight It)
  • A happy senior couple enjoying the view from their new modern apartment balcony at sunset. How to Downsize Smartly: Selling the Family Home and What to Do With the Money
  • A healthy senior couple walking outdoors on a sunny day, representing vitality and retirement wellness. GLP-1 Weight Loss Drugs (Ozempic, Wegovy) for Seniors: Benefits and Risks
  • An active senior couple walking through a modern, sunlit retirement community clubhouse. Best Senior Living Communities in America: What to Look For in 2027
  • A senior couple looking at a tablet in a bright living room, symbolizing retirement planning clarity. The SECURE Act 2.0 Explained: How New Retirement Rules Affect Seniors
  • An active senior woman wearing a stylish smartwatch in a sunny garden. Best Wearable Health Devices for Seniors: Beyond the Apple Watch
  • A senior woman looking calmly at her smartphone in a bright, modern living room. How Seniors Can Protect Themselves From the Latest AI-Powered Scams

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

places with great weather year-round

9 Places With Great Weather Year-Round to Retire To

Many seniors aspire to retire abroad, seeking affordable places with great weather year-round. Fortunately, numerous…

Read More →
Money Myths That Could Leave You Broke in Retirement

7 Money Myths That Could Leave You Broke in Retirement

According to one poll, 64% of Americans will retire impoverished. Furthermore, according to the annual…

Read More →
downsides Biden

7 Downsides of Social Security People Aren’t Talking About

Have you ever stopped to wonder what are the downsides of Social Security? A lot…

Read More →
retire comfortably

Retire Comfortably as a Middle Class American in 5 Easy Ways

A woman in a blue cardigan enjoys a quiet moment in her bright home, reflecting…

Read More →
safe, moving money credit score home

8 Smart Ways to Make A Home Safe for a Retiree

A thoughtful senior woman reviews her notebook in a sunlit hallway, ensuring her home is…

Read More →
happy retirement, retirement investment

The 6 Ps That Unlock a Happy Retirement, According to Experts

Active retirees and their dog share laughter and support while exploring the sun-drenched shoreline during…

Read More →
West Coast cities to live on just social security checks

13 Best West Coast Cities for Couples To Live on JUST a Social Security Check

Based on the latest Social Security Administration data, the average monthly Social Security check for…

Read More →
exotic retirement

Exotic Retirement! 6 Beautiful Locations for Only $1,500 Monthly

A happy senior couple strolls hand-in-hand through a charming cobblestone street, discovering the magic of…

Read More →
money

6 Tips for Making Your Money Last as a Retiree

A pensive man leans over his desk with a tablet, reflecting on his financial security…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.