5. Buffalo, New York

Average one-bedroom rent: ~$950

Buffalo is one of the most affordable cities in the Northeast. While winters can be snowy, summers are pleasant and rarely too hot.

Retirees are drawn to its historic architecture, revitalized waterfront, and proximity to natural attractions like Niagara Falls. The cost of living remains low compared to other New York cities.

6. Knoxville, Tennessee

Average one-bedroom rent: ~$1,000

Nestled near the Great Smoky Mountains, Knoxville offers scenic beauty along with a relatively low cost of living.

Retirees enjoy mild winters, warm summers, and easy access to hiking and outdoor recreation. The city also has a growing food and arts scene, adding to its appeal.