Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Which States Tax Social Security Benefits in 2026?

January 7, 2025 · Personal Finance
social security benefits
Image by Dennis MacDonald from Shutterstock

Minnesota

This is one of the states that is still taxing social security benefits, but it’s essential to know that this happens because the whole procedure is closely tied to federal tax rules. How? If your Social Security income is considered taxable at the federal level, it will also be taxable in Minnesota.

Hopefully, you can get some relief through a Social Security income subtraction that applies to those who qualify, which means you might be eligible to get your tax burden reduced. This subtraction is based on adjusted gross income (AGI), and it works like this: For every $4,000 of income above the threshold, the subtraction is reduced by 10% (or by 10% for every $2,000 of AGI for those married filing separately).

You are eligible if you meet the following conditions. In case you are married and filing jointly, you get fully tax-exempt if AGI is $105,380 or less. Married Filing Separately? Fully tax-exempt if AGI is $52,960 or less. And if you are single or the head of a household, you are fully tax-exempt if AGI is $82,190 or less.

Pages: 1 2 3 4 5 6 7

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

22 comments on “Which States Tax Social Security Benefits in 2026?”

  1. Antoinette says:
    March 27, 2026 at 11:13 pm

    It is just sad for your Social Security to be tax. Especially after you worked all these years. Just SAD, SAD.

    Reply
  2. Roger Coney says:
    August 12, 2025 at 3:34 pm

    I agree, Social Security should not be taxed; however, because it’s “social” security, each individual should only get back in benefits what they put in minus the “social” cost for those who are disabled and unable to continue working and contributing during their working years. Also the tax cap on earnings should be increased considerably. To say 1-2 Million in income. The tax for everyone could then be reduced, especially for those who don’t earn more than say, 30 to 50k. I.e., Make the tax progressive like other income based taxes.

    Reply
  3. Emily Coryell says:
    August 10, 2025 at 12:45 pm

    SS should not be taxed, I’m retiring in 1 year
    and 9 months. We all have paid taxes all of I working lives and it’s our turn to get something back.

    Reply
  4. Wayne Ragin says:
    April 3, 2025 at 12:33 pm

    No taxes on Social Security while paying into while working . That’s double taxing a retirees

    Reply
  5. JOHN J DUMAS says:
    March 22, 2025 at 4:30 am

    It is a waste of government resources to tax anyone under the median income. It only invites more government programs to return the money in the form of services at a premium.

    Reply
  6. nan says:
    February 27, 2025 at 11:54 pm

    As a disabled/retired teacher I knew SS would be low enough! But MY government wants to “double dip” me? Not ethical. Not affordable!! Total slap in the face……barely breathin’ here!!

    Reply
  7. MICHAEL RICHARD FRIDY says:
    February 13, 2025 at 2:59 pm

    Any state that taxes social security the people must vote all of the legislatures from the governor down all out of office. Social security was and has been abused for a long time by beaurocrats

    Reply
  8. Benjamin wada says:
    February 11, 2025 at 1:21 pm

    SS, Should not be taxed. Retirees earned this amount n wouldn’t that be double taxing. The U.S.Government should step in an make it a law that all States n U.S. Territories stop taxing SS.

    Reply
  9. Tammi Johnson says:
    February 10, 2025 at 6:44 pm

    so correct you are. we pay when we earn and we pay when we spend and then the IRS every year and we are by no means rich. In todays economy, my 63 year old husband works 60 & 70 hour weeks delivering concrete with 2 hip replacements. just to make ends meet s.s. is not an income you can survive on. they say he makes to much so we have to pay, needless to say they tax him severely before he even gets paid. we have no savings left, being on disability at 50, I was told I would not survive, 16 years later, still disabled, paying taxes while the rich get richer. I am now retirement age, what a mess, Thank the Good Lord I started working at 15 in the 70’s. 65 and still paying them due only to my s.s check !!!

    Reply
  10. Yvonne says:
    February 9, 2025 at 9:25 pm

    I feel its very wrong to be taxed an money that was alresdy been taxed while working, isnt that double taxation.?????

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • An older couple sitting at a wooden kitchen table, collaboratively planning their budget with a notebook and a tablet showing a trend line. The 2027 COLA Prediction Tracker: How to Watch the Numbers Before October's Announcement
  • Comparing Quality of Life: USA vs. Russia Comparing Quality of Life: USA vs. Russia
  • An older couple laughing while unpacking fresh vegetables and bread from a grocery bag onto a sunlit wooden kitchen table. The Senior Grocery Discount Programs That Vary State by State in 2026
  • An older couple sitting in a warm, sunlit kitchen reviewing a personal budget planner together. The $2,162 Average SS Check in 2027: Is That Actually Enough to Live On?
  • A smiling retired woman in her 60s happily arranging a holiday book display in a cozy, sunlit neighborhood bookstore. Best Seasonal Retail Jobs Retirees Can Land Before the Holiday Rush
  • An older couple reviews finances at their wooden dining table in warm morning light, with a laptop, calculator, and bills nearby. What the Average Social Security Check Actually Covers in 2026 - and What it Doesn't
  • An older woman stands thoughtfully on her porch on a crisp autumn morning, holding a warm mug. The Exact Number of Americans Who Retire Each Day — And What It Means
  • A retired woman smiles warmly at her kitchen table while holding a mug next to her financial planning papers. The SS Benefits Most Divorced Retirees Forget They're Entitled To
  • An older woman sits at her sunlit kitchen table, looking at a financial letter with a relieved expression. State Pension Supplement Programs You May Not Know Exist
  • A retired couple hiking a mountain trail with snow-capped peaks in the background during golden hour. The Fastest-Growing Retirement Towns in the Mountain West

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

An editorial illustration showing a balance scale where a coin labeled COLA is outweighed by grocery bags and medicine bottles.

What Retirees Need to Know Before the Next COLA Announcement

Prepare for the upcoming Social Security COLA announcement by understanding how benefit changes impact your…

Read More →
Social Security changes coming in 2024

2026 Social Security Benefits Increase Brings Biggest Raises in 10 States

The 10 States Where Retirees Will See the Largest Raises The COLA percentage is the…

Read More →
An adult daughter and elderly mother sharing a happy moment in a bright, modern kitchen.

What Happens to Your Taxes When Mom or Dad Moves In?

Discover the tax implications of moving an aging parent into your home, including how to…

Read More →
spousal

How Can You Increase Social Security with Spousal Benefits?

Social Security spousal benefit eligibility You have to be married for a minimum of one…

Read More →
states, social security

10 States Where You Can Get the Most Social Security

1. California For example, the cost of living index in Vallejo is a high 131,3…

Read More →
An older couple sitting at a wooden table reviewing financial papers in a warm, sunlit room.

Is Your Pension Keeping Up With Inflation?

Protect your pension income and retirement funds from inflation with actionable strategies to maintain purchasing…

Read More →

9 Things Retirees Are Collecting That Are Suddenly Worth Money

1. Mid-Century Pyrex and Kitchenware Those heavy glass mixing bowls your family used for Sunday…

Read More →
social security numbers

6 Social Security Changes Coming Next Year

#1 COLA (Cost-of-Living Adjustment) Increase in 2026 (Estimated at 2.7%) The Cost-of-Living Adjustment (COLA) is…

Read More →
A senior couple planning their future on a tablet in a sunny garden setting.

Long-Term Care Insurance: What It Covers and What It Costs in 2027

Discover what long-term care insurance covers, projected 2027 care costs, and average premium rates to…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.