Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • 6 Reasons Retirement Feels Lonely—and Exactly What to Do About It
  • 7 Affordable Mountain Towns Perfect for Retirement
  • 8 Retirement Destinations Where $2,000 a Month Still Goes Far in 2026
  • 7 Unexpected Benefits of Retirement That No One Talks About Enough
  • 10 Retirement Surprises That Catch Most Americans Completely Off Guard
  • A man in his 60s plans his morning at a sunlit kitchen table, capturing the freedom of a modern retirement routine. How Retirees Are Reinventing Their Daily Routines in 2026
  • A man in his 60s looks out a window at sunrise, reflecting on his future in a peaceful, sunlit room. 8 Signs You're Emotionally Ready to Retire
  • A man in his 60s working on a laptop at his kitchen table in the morning sun, blending retirement leisure with focused work. Why So Many Retirees Return to Work—and What It Means for You
  • A man in a navy sweater looks at a retirement spreadsheet and travel brochures at his kitchen table in soft morning light. 10 Things No One Tells You About the First Year of Retirement
  • A retiree sitting at his kitchen table in the afternoon sun, reviewing financial documents and a calculator. 7 Hidden Costs of Retirement Most Americans Don’t Expect

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Surprising Places With Great Senior Discounts

8 Surprising Places With Great Senior Discounts

Retirement planning can be intimidating, but with senior discounts, you can look forward to saving…

Read More →
Senior Housing retirement

Senior Housing: What Are 5 Affordable Programs?

An older man enjoys a quiet moment overlooking the city, considering how his housing needs…

Read More →
worst states for retirees to be healthy

10 Worst States For Retirees to Be Healthy

Worst States For Retirees to Be Healthy Retirement life is all about a slower pace…

Read More →
happy retiree

7 Things Happy Retirees Have in Common

A smiling woman practices yoga on a mat while her partner reads, enjoying the peaceful…

Read More →
retirement savings

Are Your Retirement Savings On Track? Here Are 8 Tips

A smiling senior woman reviews her retirement progress on a tablet while relaxing in her…

Read More →
identity

Has Your Identity Been Stolen? Here Are 9 Things You Need to Do ASAP

Only last year, there were 15 million U.S. consumers who, unfortunately, were victims of identity…

Read More →
finances, invest

6 Great Risk-Free Investments for Retirees

With how fast inflation has hit our nation, a lot of people are looking at…

Read More →
exotic retirement

Exotic Retirement! 6 Beautiful Locations for Only $1,500 Monthly

A happy senior couple strolls hand-in-hand through a charming cobblestone street, discovering the magic of…

Read More →
50s Travel Destination

8 Incredible Over 50s Travel Destinations You Can’t Miss

Discover the best over 50s travel destinations! Growing older and getting ready to leave the…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.