Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • Retirees Are Watching This $2,000 Proposal Closely
  • A clean, horizontal timeline diagram showing key Social Security age milestones from 62 to 70 with rules and earnings limits labeled. 5 Social Security Rules Most Retirees Learn Too Late
  • A retired couple stands near their car at a scenic coastal highway overlook, reviewing a paper road map in the warm evening light. When Could Gas Prices Finally Drop? What Trump's Iran Deal Means for Drivers
  • A retired couple reviews their budget documents together at a sunlit kitchen table in a warm, authentic home setting. Could Your Social Security Check Change Next Year?
  • A conceptual mid-century style illustration of a retiree building a shield from planks labeled with financial strategies against a windy bac 5 Ways to Build Your Own COLA Now If You’re Worried About a Smaller Social Security Raise in 2027
  • An older couple stands in their suburban driveway, thoughtfully looking at their oversized family SUV. The 12 Cars Retirees May Want to Avoid Before Downsizing
  • A senior couple in casual clothes sits at their kitchen table reviewing legal documents and a tablet in warm afternoon light. 7 Surprising Clauses Couples Are Putting Into Their Prenups
  • A grandfather and granddaughter play with building blocks in a sunny living room, symbolizing family support and tax credits. Families Could Get Bigger Tax Credits in 2026 - Here's What the IRS Says
  • A senior woman in a navy cardigan sits at a sunny kitchen table looking at financial documents on a tablet next to a stack of mail. 7 Most Overlooked Government Benefits for Seniors
  • A sophisticated mixed media collage featuring the number 7 and the year 2026 surrounded by Medicare and financial planning symbols. 7 NEW Government Benefits for Seniors in 2026

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Tax Refund

Tax Refunds: 6 Brilliant Ways to Spend Them Wisely

Relax with a warm drink and tablet while researching the smartest ways to put your…

Read More →
u.s. cities

5 Awesome U.S. Cities Where Seniors Live the Longest

Active seniors practice Tai Chi on a sunny waterfront pier, embracing the healthy lifestyles found…

Read More →
Online Course

6 Online Courses Seniors Will Love That Won’t Cost Them Anything

A senior man relaxes in a cozy armchair with his tablet, ready to explore new…

Read More →
beach

Top 4 Beach Towns to Retire: Sun, Surf, Relaxation

Retirement is one of the biggest milestones we can have in this life, offering a…

Read More →
best southeast cities for retirees

The 4 Best Southeast Cities for Retirees

If you are a senior, you’ve probably thought about relocating or wondered if the place…

Read More →
tax-friendly states

8 Most Tax-Friendly States for Retired Taxpayers

Best Tax-Friendly States For Retirees Thinking about moving to a different state to live out…

Read More →
50s Travel Destination

8 Incredible Over 50s Travel Destinations You Can’t Miss

Discover the best over 50s travel destinations! Growing older and getting ready to leave the…

Read More →
Divorce sign spousal

5 Master Tips for Surviving Divorce in Retirement

An older man sits alone on a porch, holding a mug while contemplating a new…

Read More →
retiree

New Retiree: 8 Helpful Tips To Adjusting

An older man sits peacefully on his porch at sunset, holding a mug and reflecting…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.