Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior couple smiling while looking at a tablet on a sunlit porch. 9 States That Still Tax Social Security - and One Dropping the Tax in 2026
  • A happy senior couple carrying shopping bags into a sunlit, modern home during springtime. 5 Target Items Smart Seniors Should Stock Up On for Spring
  • A retired couple walking happily on a beach at sunset, representing financial security. 8 Social Security Terms Every Retiree Must Understand
  • A happy retired couple looking at a tablet in a bright, modern kitchen. How to Get the Biggest Possible Social Security Check - and Why Most Don't
  • A retired couple calmly reviewing financial information on a tablet in a bright, modern kitchen. 6 Products That Will Cost You More in 2026
  • A mature couple reviewing their retirement plan on a tablet in a bright, modern kitchen. These Common 401(k) Errors Could Cost You Millions
  • A senior couple looking at a tablet in a bright kitchen with a focused expression. HSAs Sound Great - Until You See These 3 Hidden Costs
  • An elegant retired couple enjoying a sunset from a luxury cruise ship balcony. Top 5 Cruises Retirees Are Booking for 2026
  • A retired couple reviews their 2026 financial plan on a tablet in a bright, modern home office. Medicare Costs in 2026: How Much You'll Pay for Coverage
  • A confident retiree working on a tablet in a bright, modern home office during the morning. Best Jobs for Retirees in 2026

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

social security safe deposit box

10 Worst States to Live on Social Security Check Alone

The average Social Security retirement benefit payout is $1,613.77 per month. That’s not enough to…

Read More →
401(k)

Ready to Use Your 401(k)? Unlock Your Possibilities Here

Relax with a steaming mug and laptop as you begin to enjoy the well-deserved benefits…

Read More →
countries to retire to

10 Best Countries to Retire Where $150K Is More Than Enough

Best Countries to Retire to For most of us, thinking of retirement seems intimidating and…

Read More →
thing

7 Useful Retirement Things You’ll Spend Less On

A senior man relaxes in a leather armchair with a warm drink, enjoying the peaceful…

Read More →
retirement

Working in Retirement: The 8 Incredible Advantages

A mature man reviews his notebook in a cafe, considering how to stay professionally active…

Read More →
Spending Strategies

5 Best Spending Strategies in Retirement

Surrounded by travel guides, a man thoughtfully considers how his spending preferences will fund his…

Read More →
identity

Has Your Identity Been Stolen? Here Are 9 Things You Need to Do ASAP

Only last year, there were 15 million U.S. consumers who, unfortunately, were victims of identity…

Read More →
happy retirement, retirement investment

The 6 Ps That Unlock a Happy Retirement, According to Experts

Active retirees and their dog share laughter and support while exploring the sun-drenched shoreline during…

Read More →
adventures in Florida

7 Incredible Adventures in Florida Beyond Theme Parks

Explore the winding wooden paths through lush green mangroves as the golden sun sets on…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Explore

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.