Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A collage showing a bright tropical postcard on the left overlapping with complex financial documents and a 2026 calendar on the right. These Southern Retirement Towns Look Great on Paper - But…
  • A retiree looks over financial documents at his kitchen table, weighing the costs of moving to a new state. 12 Places Where Everyday Retirement Life Can Be Tougher
  • An illustration of a suitcase packed with heavy weights labeled with retirement downsides, while a retiree looks at a distant palm tree. The Downsides of These 10 Popular Retirement Locations
  • A man in a kitchen looking at real estate listings while a for sale sign is visible through the window in the background. 8 Signs It May Be Time to Relocate
  • A retired couple on a porch, one looking at a map and the other at a garden, in warm golden hour light. 8 Ways Retirement Changes Family Relationships
  • A mixed-media collage split diagonally between a peaceful beach watercolor and a realistic pile of tax forms, medical tools, and bills. 9 Retirement Expectations That Don't Match Reality
  • 9 Things Retirees Are Collecting That Are Suddenly Worth Money
  • A nostalgic living room scene with vintage magazines and reading glasses on a wooden table in warm golden light. Remembering 16 Beloved American Icons We Lost in 2025 and 2026
  • A luxury cruise ship docked in a South American port at dawn, with two retirees looking on from a wooden pier. Hantavirus: What Retirees Need to Know Before Boarding a Cruise Ship
  • A retired couple selects fresh produce at a sunny outdoor market, highlighting the active and affordable retirement lifestyle. 7 Retirement Towns Where Residents Spend Less On Groceries

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Returnship

6 Amazing Benefits of Returnships

Two smiling professionals collaborate over a tablet in a sunlit office, illustrating the supportive and…

Read More →
best southeast cities for retirees

The 4 Best Southeast Cities for Retirees

If you are a senior, you’ve probably thought about relocating or wondered if the place…

Read More →
countries to retire to

10 Best Countries to Retire Where $150K Is More Than Enough

Best Countries to Retire to For most of us, thinking of retirement seems intimidating and…

Read More →
million

Retirement: How Far $1 Million Can Last You on The West Coast

Any retiree dreams of having $1 million in his/her pocket when they have finally made…

Read More →
taxes withdrawal

7 EFFICIENT Tips to Lower Your Social Security Taxes

The wide majority of workers pay for Social Security throughout their entire careers. Also, there…

Read More →
panama

Panama: 7 Reasons This Is the Perfect Place To Retire

An adventurous retired couple explores a lush tropical jungle filled with vibrant exotic flowers and…

Read More →
retire east coast check

8 Most Amazing Places to Retire on The East Coast

After decades of working and raising a family, retirement should be an opportunity to relax…

Read More →

Retirees Often Deal With These 9 Scary Cost Increases

The constant rising inflation has completely spooked the stock market and its investors throughout the…

Read More →
retirement

Early Retirement: 8 Important Things Nobody Tells You About

A man relaxes at his desk, looking out at a lush garden while considering the…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Terms and Conditions
  • Privacy Policy
  • Do not sell my personal information
  • Subscribe
  • Unsubscribe
  • Contact
  • CA Privacy Policy
  • Request to Know
  • Request to Delete

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.