2. Workers who die before age 62
You can start to benefit from Social Security when you reach the age of 62. And if someone dies before this age, the dependent spouse or kids may be entitled to survivor benefits.
By the age of 60, widows and widowers can start receiving benefits based on the deceased spouse’s earnings record. If a person is very ill, they can apply for SSDI, which means they will still receive benefits from their contributions to the system.
If you have a deadly disease and you don’t have much time left but you have reached the minimum retirement age, you can start claiming the benefits. If you are married, you can postpone it in order to have better benefits later on because your spouse’s benefit can be at least 50% of the worker’s benefit.
If you are not entirely sure, you can check with the Social Security administration because they will know better.
10 thoughts on “Some Retirees Won’t Get Great Social Security Benefits- Here’s 7 Reasons Why”
You neglect to mention those affected by the GPO and WEP issues that reduce or, in some cases, remove the Social Security benefits that should be paid.
I was hoping this year the House and Senate would vote to eliminate both the GPO and WEP. Unfortunately, those unfair reductions are still applicable. My credits earned were from 21 years of service in the Military. No one that was employed by the Federal, State, County, or City Governments and “earned” their 40 credits should be denied what they are entitled, to.
Don’t forget the people who earned their 40 credits, but also worked under a state retirement plan. I get my state retirement, but no social security. Not even using my husband’s social security amount.
Tamia but just remember you are still getting a plan. you do not get social security yet you do get teacher retirement, I do not. Be happy
My son, who works in CO asa teacher, gets no Social Security as the entire state has opted out for all government employees.Does he have any recourse?
Agree with Tamia. I get a federaal retirement. My husband retired from the Navy after 43 years after which he worked in the private sector for over 20 yrs. I can not get anything from Social Security based on his history.
Losing social security is a risk for all Americans. we reached budget limit. Yellen announced accounting trick to delay default until June. Yesterday she announced not reinvesting in govt retirement bonds. no plan on repayment, so this eliminates another year of social security. Medicare payments being delayed. Tell yellen and congress don’t use my social security to pay your bills. Cut military expenses. Stop developing new weapons that US can use to start more wars.
If my wife don’t have enough credits can she use some of mine to bring her up to the amount
she need?
Interesting story! I had such a great time reading this.
my sister started working for NSA right after she got out of high school in 1964 until she retired in the late1990’s can she apply for social security she is 76 years old