2. Workers who die before age 62
You can start to benefit from Social Security when you reach the age of 62. And if someone dies before this age, the dependent spouse or kids may be entitled to survivor benefits.
By the age of 60, widows and widowers can start receiving benefits based on the deceased spouse’s earnings record. If a person is very ill, they can apply for SSDI, which means they will still receive benefits from their contributions to the system.
If you have a deadly disease and you don’t have much time left but you have reached the minimum retirement age, you can start claiming the benefits. If you are married, you can postpone it in order to have better benefits later on because your spouse’s benefit can be at least 50% of the worker’s benefit.
If you are not entirely sure, you can check with the Social Security administration because they will know better.
You neglect to mention those affected by the GPO and WEP issues that reduce or, in some cases, remove the Social Security benefits that should be paid.
Don’t forget the people who earned their 40 credits, but also worked under a state retirement plan. I get my state retirement, but no social security. Not even using my husband’s social security amount.
Agree with Tamia. I get a federaal retirement. My husband retired from the Navy after 43 years after which he worked in the private sector for over 20 yrs. I can not get anything from Social Security based on his history.
Losing social security is a risk for all Americans. we reached budget limit. Yellen announced accounting trick to delay default until June. Yesterday she announced not reinvesting in govt retirement bonds. no plan on repayment, so this eliminates another year of social security. Medicare payments being delayed. Tell yellen and congress don’t use my social security to pay your bills. Cut military expenses. Stop developing new weapons that US can use to start more wars.
If my wife don’t have enough credits can she use some of mine to bring her up to the amount
she need?