Widows May Be Due Their Husband’s Social Security Benefits
At 60 years old, a widow is eligible to receive 70% of what her husband received before his death. Once a widow reaches full retirement age, this number rises to 100%. You can also receive a $255 lump sum payment if you were living with your spouse when they died.
That is, SSA must pay your own retirement benefit first, then add it with whatever additional benefits you are due as a widow. Keep in mind that, if your husband takes his benefits early, say at age 62 instead of waiting until his full retirement age, your widow’s benefit can be reduced by up to 30% for the remainder of your life.
7 thoughts on “Social Security: 7 Things Every Woman Should Know About”
Why do teacher who have retired under California social security rules don’t qualify for social security benefit’s?
i AM 90 YRS OLD, FEMALE
i START DRAWING MY S.S. AT 62 YRS . mY HUSBAND ID STILL LIVING AND 90YRS OLD. cAN i DRAW 1/3 OR 1/2 OF HIS SS
I am a widow I made more than my husband so I had to retire under my earnings, Is there anyway of any other ss for me since he passed six years ago? I am almost 73/
My husband passed in 2017. He would be 65 June 2023. I am his wife. I will be 60 Nov. 11 2022. Can I start collect his ssa in 2023 when he is 65?
You can file for survivors benefits at age 60. You don’t have to wait. I was going to begin drawing ss and keep working at 62. They came back to me and offered survivors benefits which were more than mine. My husband died at 55 in 2015. I could have been collecting for the last 2 years had I known. File for it baby!
I worked for Social Security for 37 1/2 years and retired in 2006. You can begin collecting widow’s benefits at age 60 if you are not working and earning more than the allowable limit. Check with your Social Security office – depending upon how much you and your husband each earned, you may want to switch from the widow’s rate to your own Social Security rate when you reach full retirement age or when you reach age 70.
I was married for 24 years and now divorced and
never remarried. Can I get social security from my ex husband. ? I collect STRS but never paid into social security.