6 Social Security Changes Coming in 2026

social security changes
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Social Security Changes and Updates

In a couple of months, six major changes will take effect for your Social Security. These changes will actually impact everything related to credits, benefit checks, taxes, and full retirement age (FRA) rules.

These changes will impact all of us, including retirees and working individuals. So, if you’re still working, pay attention to accumulating enough Social Security credits and make sure you really understand how much of your salary will actually be subject to the 6.2% Social Security tax (these are estimated numbers on today’s date; however, they are based on the 2025 Social Security Trustees Report and The Senior Citizens League (TSCL)).

Nonetheless, these numbers will help us start the plan earlier, so 2026 won’t catch us by surprise. Let’s have a look at these major Social Security changes:

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