If you want to retire in your home country, we’re here for you! These are the top beautiful and budget-friendly places to retire in America:

Retirement should be a period of leisure and pleasure, but if money is your constant worry, you won’t be spending much time lounging poolside. The majority of retirees have a tight budget, so looking for a new residence where you can live on less is necessary.

We’ve talked to experts about some budget-friendly places to retire in America, and we’ll share everything with you. We considered various factors when creating this list, including the necessary annual retirement income to cover essentials such as housing, utilities, groceries, healthcare, and transportation.

Moreover, we also evaluated the livability of each city, and we only took into account the places where the senior population was 10% or higher. If you want to discover some pretty and budget-friendly places to retire in America, keep reading!

10. Greensboro, North Carolina

Did you know that Greensboro’s cost of living is around 17% lower than the rest of the country? This is great for people who want to enjoy their golden years to the max and save money at the same time.

Housing is pretty affordable too, and experts say it is 33.6% lower than the national average, or around $12,500 a year. 16% of Greensboro’s population are retirees, so you can find lots of friends and explore the city together. Experts say that the estimated total for your annual expenditures in this gorgeous North Carolina city is $43,120.61.

We know many other budget-friendly places to retire in America, so don’t go anywhere!

9. Tulsa, Oklahoma

Have you ever been to Tulsa? It’s a lovely city where nature meets modernism, and it’s perfect for retirees and families with children. If you’re looking for affordable housing, you can find it here. According to sources, the median home value is around $196,000, and the amount you’ll have to pay for housing per year is around $9,800.

15.39% of the population is 65 and older, so you won’t be alone in a new city. You can explore everything Tulsa has to offer without worrying about breaking the bank. According to experts’ estimations, the total annual expenditures in this lovely Oklahoma city are around $43,000.

8. El Paso, Texas

We continue with these budget-friendly places to retire in America, and this time we’ll talk about El Paso in Texas. This stunning city is on the U.S.-Mexico border and is known for being one of the most affordable places to live.

The total annual expenditures are around $42,800, and the cost of healthcare, groceries, and utilities is very low here too. Moreover, around 14% of the population is at least 65 years old, and the livability score is 74.

7. Wichita, Kansas

Wichita is one of the best budget-friendly places to retire in America, and the best part about it is the low housing costs. You can find a great place to stay because housing costs are approximately 45% lower than the national average.

But that’s not all. If you move to Wichita, you can be happy and still save money because transportation costs, utilities, and groceries are affordable. Experts estimate that the total annual expenditures for retirees are around $42,600, so it’s one of the best places to move if you plan on retiring rich.

6. Winston-Salem, North Carolina

Thanks to its 18.7% cheaper cost of living than the national average, Winston-Salem is among the finest budget-friendly places to retire in America. If you have a tight budget, this is the place for you.

Experts say housing is incredibly affordable in this area, at $11,800 per year, which is 37.5% less than the national average. You can meet lots of people your age there, make friends, and go out together because almost 16% of the city’s population is at least 65 years old.

If your goal is to save money, have fun, and enjoy your golden years, you can succeed here because the total annual expenditures won’t be more than $42,400.

5. Lubbock, Texas

Texas is a great state for people who want to enjoy their golden years to the fullest, and another city you should check out is Lubbock. This one won’t disappoint, because the cost of living is approximately 20% lower than the national average.

Experts say Lubbock is one of the best budget-friendly places to retire in America, and the prices speak for themselves. You could find gorgeous housing in this northwestern Texas city, and the prices are 42.4% lower than the rest of the country, at around $10,900 per year. The total annual expenditures won’t be crazy either, at approximately $42,100. This one is definitely a place to check out!

4. Fort Wayne, Indiana

If none of these affordable places to retire in America suits your needs, don’t worry; we have a few more cities to discuss. Experts say the pretty Fort Wayne is a gorgeous destination for those who want to spend their golden years in a lovely place, and the best part is the low cost of living (19.4% below the national average).

You can find affordable housing that looks incredible, is in a good neighborhood, and also makes you feel at home, and the utilities will be a dream: 18.5% below the national average.

You can find lots of seniors just like you in Fort Wayne, so friendships won’t be a problem. There are plenty of activities you can engage in, and the total annual expenditures will be around $42,000, which is amazing.

3. Memphis, Tennessee

This vibrant city in southwest Tennessee, known for being the birthplace of rock ‘n’ roll and the home of the blues, offers a wealth of attractions at a reasonable cost of living, so no wonder it is one of the most loved budget-friendly places to retire in America.

You don’t have to worry about spending too much money, because experts estimated the total yearly spending to be around $40,400, so get ready to have the time of your life.

2. Cleveland, Ohio

Would you like to spend your golden years in Cleveland? This is a wonderful destination for seniors who are looking for a fun place that won’t draw a hole in their budget.

Cleveland has a comparably low total annual expenditure and cost of living. Here, annual healthcare expenditures are around $5,8200 and grocery costs are approximately $4,200, both less than the national average. As for the total annual expenditures, experts estimated them to be around $37,700.

1. Toledo, Ohio

Toledo has the lowest overall cost of living in the country—by 27.8%—making it the best place to retire. The low yearly costs make it worthwhile, at $37,645, and affordable housing helps you save money and enjoy everything the city has to offer.

Do you know of any other budget-friendly places to retire in America? Let us know in the comments below because we’re pretty sure everyone would like to know.

Don’t forget to book a vacation in the cities where you think you’d like to live. Doing this before moving can help you explore the city, meet friendly people, and find interesting activities. This will give you a better idea of your potential daily life there. If this idea sounds interesting, don’t forget to pack your bags (here’s high-quality luggage that fits everything you need) and have fun!

Until next time, here’s another useful post for you to check out: These Are the Best 10 Grocery Stores for Senior Discounts

Andy