
2. The accounts are built to be low-cost
The accounts will be accessed through a federal portal, TrumpIRA.gov, where savers can choose from providers offering high-quality, low-cost individual retirement accounts. Expected options include index and balanced funds, target-date funds, professionally built model portfolios, and principal-protection funds for those who want stability. Keeping fees low matters: even a 1% difference in annual costs can erode tens of thousands of dollars over a long savings horizon.