Retired in USA

Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Budget Retirement? In These 10 States You Can Get By on 45k a Year

October 26, 2022 · Updated June 8, 2023 · Enjoying Retirement
social security check, cheap
Image By Checkin From Shutterstock

Are you curious about which states are the friendliest to your budget?

A lot of people have been thinking about relocating to a more budget-friendly state at the start of their golden years. Especially after the pandemic has managed to disrupt a lot of retirement plans for a lot of upcoming retirees. Even if you have already been retired for a few years, maybe the cost of living in your current state is no longer viable for you, and you have been thinking of moving. This is where we come in!

We have taken a look around at statistics and studies that have been conducted recently and have gathered the top 10 states where you can retire for less than $45k a year! It can take a while to find and read all the studies out there, so we have gathered them into one easy-to-access and read place.

From housing costs to healthcare costs, these states have ended up being the most retirement friendly, and the costs you are about to see have been what they have spent per household, with the average number of people being 2.5!

Let us know if you live in any of these states or if our list has convinced you to maybe give relocation a chance!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A woman measuring an empty living room with hardwood floors and a brick fireplace using a yellow tape measure. How Much Home Can You Really Afford on a Retirement Income?
  • Retro illustration of a winding highway dividing a coastal landscape with palm trees and a desert with saguaro cacti. 11 States Seeing the Most Retirees Move In
  • Watercolor illustration of a man standing on a stone terrace overlooking a winding hillside road and a distant city. 8 Social Security Rules That Could Shrink Your Check After a Spouse Dies
  • Watercolor illustration of an open weekly planner showing retirement activities like pickleball, gardening, choir, and hiking. 11 Retirement Hobbies That Let You Make Friends Quickly
  • Winding road through autumn and winter landscape with timeline icons for Nov 28, Direct Deposit, and Jan 13. 12 Dates Between Now and January 13 Every Social Security Recipient Should Know
  • A woman in a tan coat carries a tote bag of groceries along a sunny city sidewalk outside an apartment building. 15 US Cities Where Rent Now Tops $2,000 a Month
  • Illustration of an older woman on a garden bench with a laptop, beside drawings of a globe, books, and headphones. 12 Side Gigs Retirees Can Run Entirely From a Laptop
  • People of various ages sit along a long outdoor dining table in a festive town street during sunset. 11 Retirement Towns Where Thanksgiving Feels Like a Community Event
  • Illustration of a woman guiding a senior citizen away from tangled red tape toward a sunlit stone archway. Social Security Number Stolen? A New Law Could Get You Help Faster
  • Smiling older couple carrying a potted tree toward their suburban home with a moving truck parked behind them. 20 of the Best Towns to Retire in 2027

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

fear, reason

Big Retirement Fears? 5 Things You Probably Didn’t Consider Enough

Let’s be honest, it’s perfectly normal to fear certain aspects that come with retirement. After…

Read More →
summer activities for seniors

10 Fun and Relaxing Summer Activities for Seniors

A happy senior couple walks through a sunlit garden, enjoying a peaceful and relaxing summer…

Read More →
worst states for retirees to be healthy

10 Worst States For Retirees to Be Healthy

Worst States For Retirees to Be Healthy Retirement life is all about a slower pace…

Read More →
retirement

Working in Retirement: The 8 Incredible Advantages

A mature man reviews his notebook in a cafe, considering how to stay professionally active…

Read More →
best southeast cities for retirees

The 4 Best Southeast Cities for Retirees

If you are a senior, you’ve probably thought about relocating or wondered if the place…

Read More →
celebrate money

Congrats, You’re Retired! Here Are 9 Amazing Ways to Celebrate

Retirement is one of the best moments in one’s life. Individuals and couples altogether wade…

Read More →
401(k)

Ready to Use Your 401(k)? Unlock Your Possibilities Here

Relax with a steaming mug and laptop as you begin to enjoy the well-deserved benefits…

Read More →
best things

14 Best Things That Happen After Turning 65

Have you just turned 65? Woohoo! Congratulations! Because around this age, some of the best…

Read More →
happy retiree

7 Things Happy Retirees Have in Common

A smiling woman practices yoga on a mat while her partner reads, enjoying the peaceful…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Privacy Policy

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.