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10 Best Places in the Midwest To Live on JUST a Social Security Check

June 23, 2022 · Saving & Spending
Evansville-city where you can live on just a social security check
Photo by Roberto Galan from Shutterstock

1. Evansville, Indiana

  • Average 1-bedroom rent (2022): $798
  • Cost-of-living index: 78.5 (compared with California, for instance, which has a cost-of-living index of 142.2)
  • Livability score: 58

Evansville residents face the second-highest rent of any city highlighted here, as well as the second-lowest livability score. Evansville is one of only two cities that are stuck in the 50s. But here’s one thing that may attract those who rely only on Social Security checks. This city has a cost of living that’s 21.5 percentage points lower than the national average, which is good compared with the country overall, but only OK for the Midwest.

If Social Security checks are the only source of retirement income, then moving here will definitely reduce your expenses.

Make sure you don’t make these Social Security mistakes that could cost you a fortune!

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18 comments on “10 Best Places in the Midwest To Live on JUST a Social Security Check”

  1. STEVE says:
    January 12, 2025 at 4:55 pm

    There are quite a number of folks in the upper Midwest that enjoy the seasons that provide the variety and beauty it is famous for. Even winter has beauty. If you want, like so many choose, you can leave the cold behind for a few weeks or months, and find a sweeter spot to live. As for tornadoes, it seems other parts of the U.S. have been more affected than N.D. or MN. So, I think that concern is limited. As for heart attacks, you were very likely a candidate before shovelling snow, it was only brought about sooner. As humans, we can find ways to adapt, and we must use the resources available to us for that purpose.

    Reply
  2. Mary says:
    July 31, 2023 at 6:12 pm

    Not a grumpy old folk however cold and bad weather and dinky old run down apartments may not be what most retirees want ! U just keep on living and don’t judge happy Seniors!

    Reply
  3. Makinzy says:
    July 31, 2023 at 4:52 pm

    no thanks – came from the mid-west – – way toooo cold, and too much crime. some of the very cities mentioned are the very cities that appear on cop shows regularly and it’s due to the criminal activity. we’ve migrated to south Texas – – yes, it’s hot this year, but sure beats the cold winters up north. cost of almost everything – rent, groceries, gas – are much more reasonable down here and crimes are not so “random” – mostly between family members or groups. as for immigration – heck they head north asap. they don’t want to hang around down here. we’re lov’in it down here and best of all, feel safe.

    Reply
  4. Shannon Brown says:
    July 19, 2023 at 11:18 am

    Whole-Lee-Smokes**!!
    A majority of the people in THIS comment section are giving rise to the stereotype “grumpy old folks”
    L Ö L

    **not gonna break
    Commandment III

    Reply
  5. Elizabeth says:
    June 17, 2023 at 11:17 am

    Apartments are cheaper in Detroit, Michigan

    Reply
  6. Mary Ellen Tousineau says:
    June 16, 2023 at 1:48 pm

    Too cold for too long, stuck inside. If you live alone that is the worst with the grey skies and snow.. People have heart attacks shoveling snow. What is the point of living if you live like that? I bet the suicide rate is high.

    Reply
  7. Joseph Campbell says:
    April 14, 2023 at 8:29 pm

    Sorry, notinterested in living in the Midwest. No thanks to super cold weather, flooding or tornadoes!

    Reply
  8. BKH says:
    April 14, 2023 at 6:06 pm

    Most of these look like they’re in tornado zones.

    Reply
  9. Kurt Kelley says:
    January 18, 2023 at 8:52 pm

    OK, but who wants to live in Kansas or North Dakota?? Fishing and canoeing in Williston, ND? What, for maybe 4 months of the year?

    Reply
  10. Marc F Povondra says:
    December 18, 2022 at 11:21 pm

    You do not mention anything about utilities. North Dakota gets very cold in the winter. What are the cost of utilities in this town during winter. Can a person on SSI still be able to live afford to there?

    Reply
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