8. Don’t become nervous
Most of the time, retirees tend to become impatient and sometimes bored. We understand that, like any other major life change, you made some false presumptions about how your life would be and now everything is ruined because it doesn’t seem perfect at all. The biggest mistake is to become stressed and annoyed by these facts.
Things will start to fall into place if you are patient and gentle with yourself.
9. Decluttering to the extreme
Honestly, we all have the habit of throwing away things we don’t consider useful anymore. After you retire, it might be tempting to declutter the whole house just because you are bored.
If you were a doctor or a lawyer, there is a certain law that requires keeping some records for a year after retirement. You might want to keep official documents somewhere safe in the house.
Stop worrying and pull the plug to the employer. We retired at 59 with zero plans. Got lucky sold our home and was able to purchase another cash. You have to eliminate all debt including housing.
This is just trying to promote CA. CA is not a good place to live if you work. San Francisco is passing a reparations bill. If you have income, you will be paying people of color $5 million each because “they are oppressed”. A lot of working people will be leaving CA because they do not agree that anyone in the USA deserves a free ride.
Hopefully there will be a lot more help for retirees due to the rising cost of EVERYTHING. People that have worked ALL of their life and paid taxes deserve a bit more.
This world is controlled and guided by MONEY so if you don’t have any get ready to suffer in more ways than one.
Hurrah!! for all of the past workers of this dying country. In God I trust…..
Good Basic overview of retirement issues. While everyone wants to retire early, money and healthcare are the two biggest items that everyone should spend time analyzing before pulling the work plug. After 5 years of retirement, I still maintain a budget that is reviewed periodically to see how well we are doing. As for healthcare the biggest challenge is finding a supplemental plan that will meet your needs and is affordable.
Most of your info was helpful, but believing you should retire in California is definitely a Big NO! Everything in California cost triple the amount you pay in most all of the other states. They have ran out of water, traffic is atrocious in most areas, now they are having Blackouts! Please do not encourage anyone to move to California!