Retired in USA

Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

8 Types of Americans Who Aren’t Eligible to Get Social Security

May 24, 2022 · Retirement Life
social security
Photo by fizkes from Shutterstock

3. Certain Divorced Spouses

If you’re divorced, you may not be eligible to get retirement benefits (most common for full-time homemakers or stay-at-home parents who didn’t work). However, divorced people may be qualified to ask for Social Security benefits under certain circumstances. They can obtain it based on the ex-spouse’s earnings.

To do that, they must be single and 62 or older. Also, their benefits based on their own work record must not exceed their ex’s benefits (otherwise, they can claim their own Social Security benefits).

Still, if the marriage lasted less than 10 years, then they are not entitled to claim any spousal benefits.

Pages: 1 2 3 4 5 6 7 8 9

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

40 comments on “8 Types of Americans Who Aren’t Eligible to Get Social Security”

  1. Gale David says:
    April 27, 2025 at 7:40 pm

    I too worked in the getting social security withheld before and after my tenure with the Federal Government. I have received NONE of my withheld SS funds. But I get my annual reports of how much of my money the government is holding! I worked for it and earned it but my money isn’t even accruing interest. Please return
    MY EARNED MONEY to me. I could eradicate a signnificant ant portion of my debt and a tually live on my ension.

    Reply
  2. {owner Of Change says:
    April 27, 2025 at 3:24 pm

    Everyone who has been screwed should ,at let, understand that he system was build to get your money and not to give you money back, The powers that are in charge have had 100s of year to perfect the system and until the whole system is dismantled and competent aggressive move made to do that which works for ALL is put silently in place, There will be to other way except the one that is and has been for many decades. There are wats to do that which is needed but can only be done in silence and innovative ways. Let’s put creative thinking in place and start with the youthful minds, who are clear thinker, to regulate CHANGE!!!!

    ALL has the POWER and that’s where change starts.

    Reply
  3. SAAFE says:
    April 27, 2025 at 11:53 am

    You say illegals are receiving benefits that’s not true. Only Green card holders are eligible for Social Security benefits and that is a fact. As a Medicare Broker and Social Security intake specialist the federal government doesn’t give illegal immigration any federal benefits, not SNAP benefits, drivers license or voter’s regulations access. Please stop spreading conspiracy theories. Read the statues first before spewing misinformation.

    Reply
  4. Cynthia E Miller says:
    April 27, 2025 at 7:01 am

    I am a nurse living in az. I am working for a state facility. Does this mean even though I put in my 40 quarters before I started working for the state I won’t receive my SSI

    Reply
  5. Charles M Bunner says:
    April 9, 2025 at 12:11 pm

    Charles Bunner
    I served and retired from the Military 1954-1974 and became a Postal Employee and when
    Reagan became President a law was ENACTED known as the Windfall Elimination Program
    and when I became eligible to receive SOCIAL SECURITY in 2000, I did not receive my full
    earned benefits until CY2024 after Congress corrected the problem ONLY for CY2024.

    WHAT HAPPENED to those earned benefits between CY2000 and CY2024, since I became age ninety on 02/26/2025?

    Reply
  6. John F says:
    March 29, 2025 at 3:20 am

    This story forgot to mention. That felons in prison do not receive there SS while they are in prison.

    Reply
  7. Ann says:
    March 27, 2025 at 10:37 pm

    The complaints inthe above need to see if the changes in WEP and Gpo might give them some money.

    Reply
  8. Barry says:
    December 26, 2024 at 6:52 pm

    I have a friend who was born and educated in the UK, taught in several European countries and in Africa before immigrating to the USA, where he has been a citizen for 20+ years. Here he taught in private schools (not public), so he paid into SS all those years.
    While he does receive SS benefits, those were reduced by about $500 a month because he also receives retirement benefits from at least one foreign country (where he had paid into its retirement system).
    So WHY the deduction, if he paid into SS all the years he worked here?

    Reply
  9. Clarence says:
    December 26, 2024 at 5:11 pm

    The wpo and gpo were just repealed, President Biden needs to sign it into law. too late for a lot of us government workers.

    Reply
  10. Donna says:
    December 26, 2024 at 4:48 pm

    The COLA this year is a joke, I got a whole $13.80 increase not even enough for a day worth of groceries what the HELL!!!!!

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • Senior couple sitting at a wooden kitchen table reviewing paper receipts, bank statements, and store reward cards. 9 Store Membership Tiers That Are Rarely Worth the Upgrade
  • Senior couple sitting at a wooden table reviewing Social Security and Medicare documents beside a budget notepad. 10 Things Nobody Explains About Medicare's Late Enrollment Penalty
  • An older man sits at a dining table with a laptop, ledger, and banking statements from multiple financial institutions. 8 Reasons Retirees Are Splitting Their Savings Across More Banks
  • A senior man sits at a wooden table reviewing financial papers with a calculator, eyeglasses, and coffee mug nearby. 9 Things That Happen to Debt When You Retire With It
  • A woman reviews Medicare Advantage comparison guides and plan documents at a wooden table with a coffee cup. 10 Things Nobody Explains About Medicare Advantage Switching
  • Mature couple reviewing retirement portfolio charts and taking notes at a sunlit wooden kitchen table with a laptop. 8 Reasons Retirees Are Rethinking the 4% Withdrawal Rule
  • An older woman in an apron waters potted plants on a sunny front porch with a small dog lying beside her. 12 States Where a Modest Pension Still Goes a Long Way
  • Older couple relaxing in wooden chairs on a porch with coffee mugs and a newspaper on a rustic wooden table. 12 Places Where Property Taxes Are Basically Nonexistent for Retirees
  • An older couple holding mugs on a wooden balcony overlooking a misty valley town and distant mountains at sunrise. 11 Places Retirees Keep Naming as Their Biggest Surprise Favorite
  • Mature woman sitting at a sunlit wooden table reviewing paperwork, with eyeglasses, a pen, and a steaming mug nearby. 15 Financial Challenges Widowed Spouses Often Don't See Coming

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

A retiree looks over financial documents at his kitchen table, weighing the costs of moving to a new state.

12 Places Where Everyday Retirement Life Can Be Tougher

Discover 12 challenging retirement destinations, from coastal Florida's insurance crisis to states that still tax…

Read More →
retirement

2026 Social Security Updates: How These Changes Could Affect Your Benefits and Taxes

3. Social Security Tax Cap Increases High-income earners, take note: The Social Security taxable wage…

Read More →
texas

5 Amazing Texas Cities You’ll Want to Call Home

A smiling couple enjoys coffee at a sunlit outdoor cafe, showcasing the friendly community and…

Read More →
rental prices drop

Rental Prices Drop Like Crazy in These 10 US Cities!

A smiling woman checks her phone on a sunny street, finding affordable rental deals in…

Read More →
A comparison of two contrasting retirement lifestyles, one in a warm-weather climate and the other in a four-season climate, highlighting the benefits and drawbacks of each.

The Pros and Cons of Retiring in a Four-Season vs. Warm-Weather Climate

Beyond the Thermometer: Critical Factors for Choosing Your Retirement Climate The perfect temperature is meaningless…

Read More →
A retiree sitting at his kitchen table in the afternoon sun, reviewing financial documents and a calculator.

7 Hidden Costs of Retirement Most Americans Don’t Expect

Discover the 7 hidden retirement costs that drain savings, from Medicare IRMAA surcharges and long-term…

Read More →
A retired couple overlooks a vast mountain valley at sunrise, illustrating the dream of retiring near a national park.

7 Retirement Towns Near National Parks People Love

Explore seven highly rated retirement towns near national parks, complete with 2026 median home prices,…

Read More →
Major Purchases On Your Phone

5 Worrying Reasons to NEVER Make Major Purchases on Your Phone

A mature man opts for his laptop over his smartphone to ensure accuracy and security…

Read More →
worst assets to inherit

These Are the 5 Worst Assets to Inherit!

3. Timeshares First, let’s start by explaining what a timeshare is. A timeshare is basically…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Privacy Policy

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.