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8 Types of Americans Who Aren’t Eligible to Get Social Security

May 24, 2022 · Updated April 3, 2023 · Retirement Life
Not paying any tax means you're not eligible to get Social Security
Photo by Andrew E Gardner from Shutterstock

7. Self-Employed Tax Evaders

If you’re a self-employed worker, you need to pay self-employment tax to cover both your own and the employer’s part of Social Security contributions so you can receive retirement benefits. By calculating the tax and paying it annually, the self-employed workers file their federal tax returns. Unless they do that, they will not receive Social Security benefits.

Unlike employees whose employers retain and remit Social Security taxes from each paycheck, those who don’t file income tax returns do not pay Social Security taxes. This means that you don’t have access to Social Security benefits if you haven’t declared your income and evaded taxes throughout your whole working life.

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40 comments on “8 Types of Americans Who Aren’t Eligible to Get Social Security”

  1. Gale David says:
    April 27, 2025 at 7:40 pm

    I too worked in the getting social security withheld before and after my tenure with the Federal Government. I have received NONE of my withheld SS funds. But I get my annual reports of how much of my money the government is holding! I worked for it and earned it but my money isn’t even accruing interest. Please return
    MY EARNED MONEY to me. I could eradicate a signnificant ant portion of my debt and a tually live on my ension.

    Reply
  2. {owner Of Change says:
    April 27, 2025 at 3:24 pm

    Everyone who has been screwed should ,at let, understand that he system was build to get your money and not to give you money back, The powers that are in charge have had 100s of year to perfect the system and until the whole system is dismantled and competent aggressive move made to do that which works for ALL is put silently in place, There will be to other way except the one that is and has been for many decades. There are wats to do that which is needed but can only be done in silence and innovative ways. Let’s put creative thinking in place and start with the youthful minds, who are clear thinker, to regulate CHANGE!!!!

    ALL has the POWER and that’s where change starts.

    Reply
  3. SAAFE says:
    April 27, 2025 at 11:53 am

    You say illegals are receiving benefits that’s not true. Only Green card holders are eligible for Social Security benefits and that is a fact. As a Medicare Broker and Social Security intake specialist the federal government doesn’t give illegal immigration any federal benefits, not SNAP benefits, drivers license or voter’s regulations access. Please stop spreading conspiracy theories. Read the statues first before spewing misinformation.

    Reply
  4. Cynthia E Miller says:
    April 27, 2025 at 7:01 am

    I am a nurse living in az. I am working for a state facility. Does this mean even though I put in my 40 quarters before I started working for the state I won’t receive my SSI

    Reply
  5. Charles M Bunner says:
    April 9, 2025 at 12:11 pm

    Charles Bunner
    I served and retired from the Military 1954-1974 and became a Postal Employee and when
    Reagan became President a law was ENACTED known as the Windfall Elimination Program
    and when I became eligible to receive SOCIAL SECURITY in 2000, I did not receive my full
    earned benefits until CY2024 after Congress corrected the problem ONLY for CY2024.

    WHAT HAPPENED to those earned benefits between CY2000 and CY2024, since I became age ninety on 02/26/2025?

    Reply
  6. John F says:
    March 29, 2025 at 3:20 am

    This story forgot to mention. That felons in prison do not receive there SS while they are in prison.

    Reply
  7. Ann says:
    March 27, 2025 at 10:37 pm

    The complaints inthe above need to see if the changes in WEP and Gpo might give them some money.

    Reply
  8. Barry says:
    December 26, 2024 at 6:52 pm

    I have a friend who was born and educated in the UK, taught in several European countries and in Africa before immigrating to the USA, where he has been a citizen for 20+ years. Here he taught in private schools (not public), so he paid into SS all those years.
    While he does receive SS benefits, those were reduced by about $500 a month because he also receives retirement benefits from at least one foreign country (where he had paid into its retirement system).
    So WHY the deduction, if he paid into SS all the years he worked here?

    Reply
  9. Clarence says:
    December 26, 2024 at 5:11 pm

    The wpo and gpo were just repealed, President Biden needs to sign it into law. too late for a lot of us government workers.

    Reply
  10. Donna says:
    December 26, 2024 at 4:48 pm

    The COLA this year is a joke, I got a whole $13.80 increase not even enough for a day worth of groceries what the HELL!!!!!

    Reply
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