Retired in USA

Your golden years are your best years! Make them shine!

  • Home
  • Personal Finance
  • Retirement Life
  • Saving & Spending

Retirement Income Coming In? These 7 Reliable States WON’T Tax You

June 3, 2022 · Saving & Spending
Retirement Income
Photo by simon jhuan at Shutterstock

Have You Started Receiving Your Retirement Income? Know This:

You’ve probably worked really hard your entire life, and now you’re retired, or will soon. Unfortunately, there’s a pretty solid chance that Uncle Sam will take a cut of your 401(k), traditional IRA, or pension income. But what about in YOUR own state?

Will it take a chunk out of your retirement income as well? Most states tax at least a small portion of your retirement income. Not to mention the states that tax your Social Security benefits.

Your state might be offering SOME tax breaks, but those breaks usually have a few limitations based on your age and income. However, a few states are entirely free from the most common types of retirement income from taxation: 401(k)s, IRAs, and pensions.

That’s a massive plus for seniors living in those states. So if you’re looking for a location where your retirement funds will go a long way, you should think about moving to a state that won’t tax your retirement income.

Of course, taxes shouldn’t be the only factor to consider when you decide where to retire. But moving to a state that doesn’t have an income tax could leave you with more money to cover your other costs.

If living in a no-income-tax state sounds appealing, which city would be the best to retire to in each of these no-tax states? Let’s look at 7 states where you don’t have to pay tax on your 401(k), IRA, or pension income.

…If you live or plan to move to one of these states, you can stretch your retirement savings more than you think.

Pages: 1 2 3 4 5 6 7 8 9

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

103 comments on “Retirement Income Coming In? These 7 Reliable States WON’T Tax You”

  1. Suzanne says:
    June 17, 2026 at 8:56 pm

    Thank you Tracy!!

    Reply
  2. Tracy says:
    April 2, 2026 at 9:04 pm

    TEXAS
    ALASKA
    WASHINGTON
    SOUTH DAKOTA
    FLORIDA
    NEVADA
    WYOMING
    These are the 7 states! for those of you who got exhausted by the ads

    Reply
  3. Martha Sieverts says:
    March 28, 2026 at 5:32 pm

    What are the seven states?

    Reply
  4. Ginny McCloskey says:
    March 27, 2026 at 5:39 pm

    Took so long to search through all the screen advertisements, I gave up after #5.

    Reply
  5. John Self says:
    March 26, 2026 at 8:36 pm

    I noticed that each meal and monthly utilities are way under stated. Utilities include gas electric, water coming into home, water coming out, (sewerage), water drainage from rain, sewerage pipe repair fund. Trash can rental, trash pickup. On natural gas usage if you use below yearly average there is a 45$ payment. If you just have a gas meter there is a 30$ monthly meter charge. I don’t know how you show such a low amount for utilities? In Indiana you must pay 37 cents per gallon of gas for road maintenance and government vehicles and gas usage.
    You need to bring your information up to date.

    And a meal average is 17 dollars, a cup of coffee is 4 dollars. In Ky withdrawal from your 401 is 6 cents tax for every dollar.

    Reply
  6. Linda Lyon Johnson says:
    February 17, 2026 at 10:56 pm

    You have to click on each page number and you’ll be taken to the next. It’s not a huge headline, but the names are there. You read, click on the next number and so on.

    Reply
  7. LYNETTE D ELLIS says:
    January 26, 2026 at 2:00 am

    Indiana does NOT tax SS benefits and neither does the Federal government IF that is your ONLY source of income. If you are employed in the state of Indiana, then you will be taxed on your employment income by both state and Federal tax.

    Reply
  8. Tena Burdette says:
    January 24, 2026 at 7:56 pm

    What is the score for retiring in Georgia and Tennessee

    Reply
  9. Kenneth R. Dillman says:
    January 13, 2026 at 8:55 pm

    It’s the same in Illinois. We are taxed to death.

    Reply
  10. David Lubrano says:
    January 6, 2026 at 5:29 pm

    Was Joe Biden the worst U.S. President in American History? Who leaves their home without a beg over their head who voted for Biden?

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • An older man and a young female student holding a syllabus walk together along a sunlit college campus path. 12 Ways Grandparents Can Help Grandkids Save for College
  • Senior woman browsing fresh flowers at an outdoor street market with striped vendor tents and shoppers. Top 7 Retirement Destinations for Independent Seniors
  • Seniors walk along a landscaped stone courtyard outside a modern multi-story residential building near a water fountain. 10 Signs You’ve Found a Retirement Community Worth Joining
  • Man standing by a curbside mailbox opening an Annual Notice of Change envelope on an autumn suburban street. 8 Things to Do the Week Medicare Open Enrollment Opens
  • Man kneeling in a suburban front yard planting autumn flowers in a garden bed beside a brick home. 12 Cities With Retirement Homes Under $250,000
  • Illustration of a torn umbrella shielding a hospital and clinic while rain falls on dental, vision, and hearing items. 9 Things Original Medicare Doesn't Cover
  • Illustration split between busy city commuters on the left and a retired couple hiking along a sunny coastline on the right. 10 Spending Categories Where Retirees Say They Saved the Most
  • Senior man in an apron repairing a bicycle wheel mounted on a stand inside a sunlit workshop. 9 Ways Retirees Use Part-Time Income to Delay Withdrawals
  • Screenprint illustration of a small town square with a clock tower and gazebo, flanked by a beach and green mountains. 10 Cities Where $2,500 a Month Still Covers Everything
  • Older couple holding a large golden key to a stone archway overlooking a scenic coastal landscape. 10 Questions Couples Should Answer Before Filing Joint Retiree Taxes

Newsletter

Get retirement tips and senior living advice delivered to your inbox.

Related Articles

Social Security changes coming in 2024

Top 10 States Where Social Security Benefits Are Highest

A senior couple reviews a map of the United States to see how their location…

Read More →
Watercolor and ink illustration of small golden coins slipping out of a tiny tear in a leather wallet, representing silent budget leaks.

6 Signs You’re Losing Money Every Month – and How to Find the Leaks

Discover the 6 most common budget leaks draining your retirement savings and learn actionable strategies…

Read More →
save money on healthcare

The 7 Best Ways to Save Money on Healthcare

A woman reviews healthcare savings and financial charts on her tablet while relaxing in a…

Read More →
social security check, cheap

Don’t Have Any Savings? Here Are The 8 Best Places to Retire

A lot of us are doing everything we were told to do in order to…

Read More →
An older couple stands in their suburban driveway, thoughtfully looking at their oversized family SUV.

The 12 Cars Retirees May Want to Avoid Before Downsizing

Discover the 12 worst cars for retirees to hold onto and learn how downsizing your…

Read More →
A senior citizen compares the prices of two coffee cans, using a smartphone and loyalty cards.

The Retiree’s Guide to Senior Discounts: 50+ Places You Can Save

Welcome to your complete playbook for stretching your retirement dollars. As a retiree, you’ve earned…

Read More →
An older couple laughing while unpacking fresh vegetables and bread from a grocery bag onto a sunlit wooden kitchen table.

The Senior Grocery Discount Programs That Vary State by State in 2026

Discover how state-by-state senior grocery discount programs, SNAP benefits, and farmers' market vouchers can drastically…

Read More →
seniors-traveling

 10 Smart Tips For Seniors to Save Money When Traveling

As much as most people love traveling, as we get older, it seems that it…

Read More →
Senior couple sitting at a wooden kitchen table reviewing paper receipts, bank statements, and store reward cards.

9 Store Membership Tiers That Are Rarely Worth the Upgrade

Learn which 9 retail and warehouse store membership tiers are rarely worth the upgrade cost…

Read More →
Retired in USA

Your golden years are your best years! Make them shine!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Privacy Policy

Categories

  • Enjoying Retirement
  • Personal Finance
  • Saving & Spending

© 2026 Retired in USA. All rights reserved.