10 Best Places in the Midwest To Live on JUST a Social Security Check

Evansville-city where you can live on just a social security check
Photo by Roberto Galan from Shutterstock

1. Evansville, Indiana

  • Average 1-bedroom rent (2022): $798
  • Cost-of-living index: 78.5 (compared with California, for instance, which has a cost-of-living index of 142.2)
  • Livability score: 58

Evansville residents face the second-highest rent of any city highlighted here, as well as the second-lowest livability score. Evansville is one of only two cities that are stuck in the 50s. But here’s one thing that may attract those who rely only on Social Security checks. This city has a cost of living that’s 21.5 percentage points lower than the national average, which is good compared with the country overall, but only OK for the Midwest.

If Social Security checks are the only source of retirement income, then moving here will definitely reduce your expenses.

Make sure you don’t make these Social Security mistakes that could cost you a fortune!

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14 thoughts on “10 Best Places in the Midwest To Live on JUST a Social Security Check”

  1. Well, as I see it, retirement and cold, lousy weather usually don’t go well together. However, if you don’t have a choice…then we might have made better retirement plans before we had no choice.

  2. You do not mention anything about utilities. North Dakota gets very cold in the winter. What are the cost of utilities in this town during winter. Can a person on SSI still be able to live afford to there?

  3. OK, but who wants to live in Kansas or North Dakota?? Fishing and canoeing in Williston, ND? What, for maybe 4 months of the year?

  4. Joseph Campbell

    Sorry, notinterested in living in the Midwest. No thanks to super cold weather, flooding or tornadoes!

  5. Mary Ellen Tousineau

    Too cold for too long, stuck inside. If you live alone that is the worst with the grey skies and snow.. People have heart attacks shoveling snow. What is the point of living if you live like that? I bet the suicide rate is high.

  6. Whole-Lee-Smokes**!!
    A majority of the people in THIS comment section are giving rise to the stereotype “grumpy old folks”
    L Ö L

    **not gonna break
    Commandment III

  7. no thanks – came from the mid-west – – way toooo cold, and too much crime. some of the very cities mentioned are the very cities that appear on cop shows regularly and it’s due to the criminal activity. we’ve migrated to south Texas – – yes, it’s hot this year, but sure beats the cold winters up north. cost of almost everything – rent, groceries, gas – are much more reasonable down here and crimes are not so “random” – mostly between family members or groups. as for immigration – heck they head north asap. they don’t want to hang around down here. we’re lov’in it down here and best of all, feel safe.

  8. Not a grumpy old folk however cold and bad weather and dinky old run down apartments may not be what most retirees want ! U just keep on living and don’t judge happy Seniors!

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